Real Estate Investing in Collins, Missouri (64738)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 64738 (Collins, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 19.1% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Collins, MO (64738)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 64738 Collins
ZIP 64738 inside Saint Clair County looks affordable on the surface — median value of $271K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 64738 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 64738's metrics run below Saint Clair County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 64738 includes headwinds that any investor should price in. Income distribution skews lower than Collins averages, and tenant stability requires active management.
Experienced landlords with local relationships tend to find 64738 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Collins:
Market Trends
Home Value History (with trend line)
📊 How Does 64738 Compare?
| Metric | 64738 | Collins | Missouri |
|---|---|---|---|
| Home Value | $271,361 | $271,361 | $254,657 |
| 5-Year CAGR | 10.7% | 10.7% | 7.0% |
| Avg Rent | $999 | $999 | - |
| Cap Rate | 2.9% | 2.9% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 64738 (Collins, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $271,361 |
| Monthly Rent | $999 |
| Price-to-Rent | 22.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 13.5% |
📈 Home Appreciation
| 1-Year | +11.5% ▲ |
| 3-Year CAGR | +6.4% ▲ |
| 5-Year CAGR | +10.7% ▲ |
| 10-Year CAGR | +10.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 64738
Population: 1,375
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What investment strategy works best in Collins, MO?
In Collins, MO the notable play is typically careful cash-flow rentals with hands-on management. The combination of $271K prices and $999/mo rents suits that approach.
How strong is the working-renter base in Collins, MO?
Tenant demand in Collins, MO is solid. The local workforce $999/mo rents across most rental classes.
Where do home prices stand in Collins, MO?
Collins, MO median home values land near $271K. That is reasonable territory for investors looking at $999/mo-per-month rentals.
Is Collins, MO a friendly market for rental owners?
Collins, MO falls under MO landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
How much is rent in Collins, MO?
Collins, MO rentals go for roughly $999/mo a month. That puts gross yield in solid territory relative to $271K acquisition costs.
You know 64738 now. You don’t know where it ranks.
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