Real Estate Investing in Osceola, Missouri (64776)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 64776 (Osceola, MO)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 31.9% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Osceola, MO (64776)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 64776 Osceola
ZIP 64776 inside St. Clair looks affordable on the surface — median value of $212K — but the discount exists for reasons that a careful buyer should understand before committing.
The investment case in 64776 is sturdy only for operators who understand what they are buying. A $212K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
The gap between 64776 and stronger Osceola ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The demographic picture in 64776 includes headwinds that any investor should price in. Income distribution skews lower than Osceola averages, and tenant stability requires active management.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Osceola:
Property Strategy for 64776
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $144,533 | $890 | 4.4% | — | $72,267 |
| 3BR | $226,184 | $1,070 | 3.4% | +10.1% | $75,395 |
Market Trends
Home Value History (with trend line)
📊 How Does 64776 Compare?
| Metric | 64776 | Osceola | Missouri |
|---|---|---|---|
| Home Value | $212,487 | $212,487 | $254,657 |
| 5-Year CAGR | 6.8% | 6.8% | 7.0% |
| Avg Rent | $801 | $801 | - |
| Cap Rate | 2.9% | 2.9% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 64776 (Osceola, MO). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 64776 (Osceola, MO)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $212,487 |
| Monthly Rent | $801 |
| Price-to-Rent | 22.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.5% |
| Cap Rate | 2.9% |
| 5-Year IRR | 9.7% |
📈 Home Appreciation
| 1-Year | +9.3% ▲ |
| 3-Year CAGR | +3.3% ▲ |
| 5-Year CAGR | +6.8% ▲ |
| 10-Year CAGR | +7.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 64776
Population: 3,355
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 64776
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Are homes affordable in Osceola, MO?
Osceola, MO home values average about $212K. That price point suits investors targeting rentals with $801/mo in monthly income.
How deep is the rental pool in Osceola, MO?
The tenant pool in Osceola, MO is solid, supported by local employment and population fundamentals. Rents of $801/mo are well-absorbed by the market.
How strict are landlord regulations in Osceola, MO?
Osceola, MO operates under MO law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.
How much do tenants pay in Osceola, MO?
Rent in Osceola, MO is around $801/mo. The resulting rent-to-value relationship with $212K pricing is reasonable for most investor models.
Is Osceola, MO a good place for real estate investing?
Yes - Osceola, MO a 3.0/5 investability score. With $212K home prices against $801/mo monthly rent, the market delivers a reasonable entry point for new investors.
You know 64776 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 64776 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 64776 (Osceola)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 64776 (Osceola, MO).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.