Real Estate Investing in Schell City, Missouri (64750)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 64750 (Schell City, MO)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 29.4% of homes vacant — above national norms.
- Elevated poverty: 20.0% poverty rate — can affect rent collection.
- Lower household income: $34,353 median — tenant affordability is tighter.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Schell City, MO (64750)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 64750 Schell City
This part of Vernon County is not an easy win. The 64750 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
For an experienced owner, 64750 can be a a strong candidate for hunting ground — but the discount at $217K reflects genuine risk that outside investors often underestimate.
Within MO, ZIP 64750 trails on several market indicators that neighboring Vernon County submarkets outperform. The gap is real and impressive enough to shape underwriting.
The demographic picture in 64750 includes headwinds that any investor should price in. Income distribution skews lower than Schell City averages, and tenant stability requires active management.
Strategy in 64750 is an operator game, not a passive one. Looking more closely, entry prices of $217K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Schell City:
Market Trends
Home Value History (with trend line)
📊 How Does 64750 Compare?
| Metric | 64750 | Schell City | Missouri |
|---|---|---|---|
| Home Value | $216,948 | $216,948 | $254,657 |
| 5-Year CAGR | N/A | N/A | 7.0% |
| Avg Rent | $837 | $837 | - |
| Cap Rate | 3.0% | 3.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 64750 (Schell City, MO). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 64750 (Schell City, MO)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $216,948 |
| Monthly Rent | $837 |
| Price-to-Rent | 21.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.6% |
| Cap Rate | 3.0% |
| 5-Year IRR | 13.7% |
📈 Home Appreciation
| 1-Year | +3.7% ▲ |
| 3-Year CAGR | +10.7% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 64750
Population: 340
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is Schell City, MO a good market for buy-and-hold investors?
Investors tracking Schell City, MO will find a 2.0/5 rating supported by $217K median home values and $837/mo rents. That profile suits long-term holders targeting reliable returns.
What does house hacking look like in Schell City, MO?
The a challenging house-hack environment in Schell City, MO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
How tight is the rental market in Schell City, MO?
Vacancy risk in Schell City, MO is elevated. That supports stable cash flow for typical rental holds.
What price range are homes in Schell City, MO?
Median home price in Schell City, MO is near $217K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.
What is the best play in Schell City, MO?
For Schell City, MO, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
You know 64750 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 64750 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 64750 (Schell City)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 64750 (Schell City, MO).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.