Real Estate Investing in El Dorado Springs, Missouri (64744)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 64744 (El Dorado Springs, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 15.3% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in El Dorado Springs, MO (64744)?
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Market Analysis: 64744 El Dorado Springs
Stepping back, ZIP 64744 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $198K median. It rewards specialists, not generalists.
From an investor standpoint, the numbers look inviting — $198K purchase price, 0.0% nominal cap — the work to hit that pro forma in 64744 is substantial and deserves full respect.
The gap between 64744 and stronger El Dorado Springs ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The demographic picture in 64744 includes headwinds that any investor should price in. Income distribution skews lower than El Dorado Springs averages, and tenant stability requires active management.
Experienced landlords with local relationships tend to find 64744 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in El Dorado Springs:
Property Strategy for 64744
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $128,950 | $940 | 5.2% | +13.1% | $64,475 |
| 3BR | $195,909 | $1,260 | 4.6% | +13.8% | $65,303 |
Market Trends
Home Value History (with trend line)
📊 How Does 64744 Compare?
| Metric | 64744 | El Dorado Springs | Missouri |
|---|---|---|---|
| Home Value | $197,547 | $197,547 | $254,657 |
| 5-Year CAGR | 9.7% | 9.7% | 7.0% |
| Avg Rent | $846 | $846 | - |
| Cap Rate | 3.3% | 3.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 64744 (El Dorado Springs, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $197,547 |
| Monthly Rent | $846 |
| Price-to-Rent | 19.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 13.0% |
📈 Home Appreciation
| 1-Year | +10.3% ▲ |
| 3-Year CAGR | +7.1% ▲ |
| 5-Year CAGR | +9.7% ▲ |
| 10-Year CAGR | +8.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 64744
Population: 8,547
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 64744
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What monthly rent should investors expect in El Dorado Springs, MO?
Rental rates in El Dorado Springs, MO average $846/mo. Tenant demand and $198K home values make the yield look reasonable by investor standards.
How much does a house cost in El Dorado Springs, MO?
Homes in El Dorado Springs, MO typically sell near $198K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.
Is vacancy a concern in El Dorado Springs, MO?
Rental vacancy in El Dorado Springs, MO is elevated. Investors should budget normal turnover but not chronic empty units.
What kind of tenants rent in El Dorado Springs, MO?
El Dorado Springs, MO offers a predictable renter base at the $846/mo rent level. Tenant turnover is reasonable for well-managed properties.
What is the best play in El Dorado Springs, MO?
For El Dorado Springs, MO, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
You know 64744 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 64744 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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Community Ratings
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