Real Estate Investing in Caledonia, Missouri (63631)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63631 (Caledonia, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 16.8% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Caledonia, MO (63631)?
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Market Analysis: 63631 Caledonia
The 63631 ZIP covers a section of Caledonia that demands careful diligence. Prices near $248K look accessible, but the work to make a deal cash flow is real.
For an experienced owner, 63631 can be a worth a close look for hunting ground — but the discount at $248K reflects genuine risk that outside investors often underestimate.
Within MO, ZIP 63631 trails on several market indicators that neighboring Washington County submarkets outperform. The gap is real and impressive enough to shape underwriting.
The 63631 ZIP's population of 687 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
Distressed ZIPs reward experience. notable returns are possible in 63631, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Caledonia:
Market Trends
Home Value History (with trend line)
📊 How Does 63631 Compare?
| Metric | 63631 | Caledonia | Missouri |
|---|---|---|---|
| Home Value | $248,121 | $248,121 | $254,657 |
| 5-Year CAGR | 7.9% | 7.9% | 7.0% |
| Avg Rent | $864 | $864 | - |
| Cap Rate | 2.7% | 2.7% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63631 (Caledonia, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $248,121 |
| Monthly Rent | $864 |
| Price-to-Rent | 23.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 10.6% |
📈 Home Appreciation
| 1-Year | +16.9% ▲ |
| 3-Year CAGR | +8.2% ▲ |
| 5-Year CAGR | +7.9% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63631
Population: 687
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63631
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How high is vacancy risk in Caledonia, MO?
Caledonia, MO carries elevated vacancy risk. Expect stable absorption at market rents of $864/mo.
Are rents high in Caledonia, MO?
Rents in Caledonia, MO run near $864/mo. Compared with median home prices of $248K that produces solid gross yields for typical rentals.
Is MO a landlord-friendly state?
The landlord environment in Caledonia, MO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
Can I house hack in Caledonia, MO?
Caledonia, MO is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $248K price point reasonable to enter.
How does Caledonia, MO rate as a rental market?
Caledonia, MO rates 3.0/5 for investability. With median values at $248K and rents near $864/mo, the market offers reasonable fundamentals for rental investors.
You know 63631 now. You don’t know where it ranks.
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