Real Estate Investing in Potosi, Missouri (63664)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Washington County • Population: 9,060 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 63664 (Potosi, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Potosi, MO (63664)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $197,066
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $53,967
% Renters 23.4%

Market Analysis: 63664 Potosi

ZIP 63664 in Potosi, MO carries a solid set of headwinds. Home values near $197K and rents of $801/mo sit inside a market where underwriting has to be tight.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 63664 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In the broader MO picture, 63664 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 63664 includes headwinds that any investor should price in. Income distribution skews lower than Potosi averages, and tenant stability requires active management.

Distressed ZIPs reward experience. resilient returns are possible in 63664, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Potosi:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+8.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$211K$178K$146K$114K$81K$49KAug 2013Feb 2020Jul 2026

📊 How Does 63664 Compare?

Metric 63664 Potosi Missouri
Home Value $197,066 $197,066 $254,657
5-Year CAGR 4.8% 4.8% 7.0%
Avg Rent $801 $801 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 63664? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63664 (Potosi, MO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 63664 (Potosi, MO)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+4.8%
Moderate

📊 Market Snapshot

Home Value $197,066
Monthly Rent $801
Price-to-Rent 20.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 8.0%

📈 Home Appreciation

1-Year +8.2% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR +4.8% ▲
10-Year CAGR +9.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63664

Population: 9,060

💰 Median Household Income
$53,967
This area
$53,967
State
$62,768
USA
$74,580
🏠 Renter Occupied
23.4%
This area
23.4%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-8.1%
USA
3.7%
🎓 College Educated
16.1%
This area
16.1%
State
8.6%
USA
33.7%
👤 Median Age
40.1 years
This area
40.1 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
12.4%
This area
12.4%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 92.7%
Other/Mixed 7.1%
Hispanic/Latino 1.6%
Black/African American 0.2%
👶 Under 18
24.1%
This area
24.1%
USA
22.0%
👴 65 and Over
20.4%
This area
20.4%
USA
17.3%
📊 Poverty Rate
10.8%
This area
10.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63664

B+ Avg School Grade
5 Schools
11.1:1 Avg Class Size
$11,858 Avg Per Pupil

Schools in This ZIP Code

A Very Good

POTOSI ELEM.

📚 Pre-K – 03 Elementary
👥
610 Students
👨‍🏫
11.3:1 Class Size
💰
$11,858 Per Student
B+ Above Average

JOHN A. EVANS MIDDLE

📚 07 – 08 Middle
👥
291 Students
👨‍🏫
11.2:1 Class Size
💰
$11,858 Per Student
B+ Above Average

TROJAN INTERMEDIATE

📚 04 – 06 School
👥
469 Students
👨‍🏫
13.2:1 Class Size
💰
$11,858 Per Student
B Good

POTOSI HIGH

📚 09 – 12 High School
👥
679 Students
👨‍🏫
15.7:1 Class Size
💰
$11,858 Per Student
C+ Average

CITADEL SCHOOL

📚 K – 12 K-12
👥
4 Students
👨‍🏫
4.0:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How strong are rents in Potosi, MO?

Investors in Potosi, MO typically see rents near $801/mo per month against $197K home values - a solid setup for rental cash flow.

How deep is the rental pool in Potosi, MO?

Expect a solid tenant pool in Potosi, MO. The rental market absorbs $801/mo rents without meaningful friction.

Is Potosi, MO a friendly market for rental owners?

For rental operators, Potosi, MO rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Can I live-in-and-rent in Potosi, MO?

House hacking in Potosi, MO is a challenging. With home values around $197K and rents at $801/mo, owner-occupants can offset a meaningful share of PITI.

How do home values compare in Potosi, MO?

In Potosi, MO the median home value sits at $197K. Against the broader MO market, that reads as reasonable for most investors.

You know 63664 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63664 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 63664 (Potosi)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 63664 (Potosi, MO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.