Real Estate Investing in Middlebrook, Missouri (63656)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Reynolds County • Population: 533 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 63656 (Middlebrook, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • High vacancy: 28.2% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Middlebrook, MO (63656)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $138,871
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $66,406
% Renters 12.3%

Market Analysis: 63656 Middlebrook

Meanwhile, ZIP 63656 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $139K median. It rewards specialists, not generalists.

Meanwhile, the numbers look inviting — $139K purchase price, 0.0% nominal cap — the work to hit that pro forma in 63656 is substantial and deserves full respect.

Statewide comparisons place 63656 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 63656 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 63656 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Middlebrook:

B+ Great
Buy Confidence Score: 80/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Rising (+26.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.

Market Trends

Home Value History (with trend line)

$145K$128K$112K$95K$79K$63KDec 2018Oct 2022Jul 2026

📊 How Does 63656 Compare?

Metric 63656 Middlebrook Missouri
Home Value $138,871 $138,871 $254,657
5-Year CAGR 8.2% 8.2% 7.0%
Avg Rent $909 $909 -
Cap Rate 5.1% 5.1% -
💡 Why Invest in 63656? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63656 (Middlebrook, MO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 63656 (Middlebrook, MO)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.1%
Fair
5yr Growth
+8.2%
Strong

📊 Market Snapshot

Home Value $138,871
Monthly Rent $909
Price-to-Rent 12.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.9%
Cap Rate 5.1%
5-Year IRR 13.3%

📈 Home Appreciation

1-Year +26.3% ▲
3-Year CAGR +10.7% ▲
5-Year CAGR +8.2% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 63656

Population: 533

💰 Median Household Income
$66,406
This area
$66,406
State
$62,768
USA
$74,580
🏠 Renter Occupied
12.3%
This area
12.3%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-8.1%
USA
3.7%
🎓 College Educated
15.5%
This area
15.5%
State
8.6%
USA
33.7%
👤 Median Age
52.3 years
This area
52.3 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
28.2%
This area
28.2%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 89.8%
Other/Mixed 8.6%
Hispanic/Latino 1.9%
Asian 1.6%
👶 Under 18
13.4%
This area
13.4%
USA
22.0%
👴 65 and Over
21.9%
This area
21.9%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How deep is the rental pool in Middlebrook, MO?

Expect a solid tenant pool in Middlebrook, MO. The rental market absorbs $909/mo rents without meaningful friction.

Is Middlebrook, MO a friendly market for rental owners?

Middlebrook, MO falls under MO landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What is the rental occupancy rate in Middlebrook, MO?

Middlebrook, MO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Can I live-in-and-rent in Middlebrook, MO?

The house hack math a challenging in Middlebrook, MO. Owner-occupant buyers benefit from the $909/mo rents and $139K home values.

How much does a house cost in Middlebrook, MO?

Homes in Middlebrook, MO typically sell near $139K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.

You know 63656 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63656 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 63656 (Middlebrook)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 63656 (Middlebrook, MO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.