Real Estate Investing in Black, Missouri (63625)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Reynolds County • Population: 501 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 63625 (Black, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (39/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 36.3% of homes vacant — above national norms.
  • Higher unemployment: 8.1% unemployment — tenant risk signal.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Black, MO (63625)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $187,985
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $52,083
% Renters 5.3%

Market Analysis: 63625 Black

Investors eyeing 63625 need to respect the fundamentals at play. Home values of $188K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $188K asset, 63625 is the wrong submarket. If the plan prices in friction, the yield can still work.

From a cash-flow lens, 63625 offers a low basis, the region around Black has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A impressive renter share of 5% in 63625 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Black's stable or hybrid ZIPs before stepping into 63625. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Black:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+12.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$190K$183K$177K$170K$163K$156KFeb 2022May 2024Jul 2026

📊 How Does 63625 Compare?

Metric 63625 Black Missouri
Home Value $187,985 $187,985 $254,657
5-Year CAGR N/A N/A 7.0%
Avg Rent $873 $873 -
Cap Rate 3.6% 3.6% -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63625 (Black, MO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 63625 (Black, MO)?

~25 seconds · no account needed · your report is anonymous

Investability
Fair
Cap Rate
3.6%
Low

📊 Market Snapshot

Home Value $187,985
Monthly Rent $873
Price-to-Rent 17.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 6.9%

📈 Home Appreciation

1-Year +12.3% ▲
3-Year CAGR +3.3% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
36.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63625

Population: 501

💰 Median Household Income
$52,083
This area
$52,083
State
$62,768
USA
$74,580
🏠 Renter Occupied
5.3%
This area
5.3%
State
23.7%
USA
34.0%
💼 Unemployment Rate
8.1%
This area
8.1%
State
-8.1%
USA
3.7%
🎓 College Educated
10.6%
This area
10.6%
State
8.6%
USA
33.7%
👤 Median Age
51.8 years
This area
51.8 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
36.3%
This area
36.3%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 93.5%
Other/Mixed 3.9%
Black/African American 2.6%
👶 Under 18
18.1%
This area
18.1%
USA
22.0%
👴 65 and Over
34.4%
This area
34.4%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What do landlords charge for rent in Black, MO?

Rent in Black, MO is around $873/mo. The resulting rent-to-value relationship with $188K pricing is reasonable for most investor models.

What is the rental occupancy rate in Black, MO?

Black, MO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How does Black, MO rate as a rental market?

Black, MO rates 2.0/5 for investability. With median values at $188K and rents near $873/mo, the market offers reasonable fundamentals for rental investors.

Is Black, MO a friendly market for rental owners?

For rental operators, Black, MO rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How qualified is the tenant pool in Black, MO?

The tenant pool in Black, MO is solid, supported by local employment and population fundamentals. Rents of $873/mo are well-absorbed by the market.

You know 63625 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63625 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 63625 (Black)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 63625 (Black, MO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.