Real Estate Investing in Annapolis, Missouri (63620)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63620 (Annapolis, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 41.4% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Annapolis, MO (63620)?
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Market Analysis: 63620 Annapolis
The 63620 ZIP in Annapolis, MO is a local-operator market. Outside capital chasing a $169K entry has to pair deep knowledge with the discount.
Distressed markets are won on execution, not on spreadsheets. ZIP 63620 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
The gap between 63620 and stronger Annapolis ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
A durable renter share of 19% in 63620 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategy in 63620 is an operator game, not a passive one. On balance, entry prices of $169K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Annapolis:
Property Strategy for 63620
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $125,723 | $890 | 5.1% | +8.4% | $62,862 |
| 3BR | $172,844 | $1,080 | 4.5% | +3.7% | $57,615 |
Market Trends
Home Value History (with trend line)
📊 How Does 63620 Compare?
| Metric | 63620 | Annapolis | Missouri |
|---|---|---|---|
| Home Value | $169,220 | $152,923 | $254,657 |
| 5-Year CAGR | 5.9% | 4.5% | 7.0% |
| Avg Rent | $801 | $801 | - |
| Cap Rate | 3.7% | 4.1% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63620 (Annapolis, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $169,220 |
| Monthly Rent | $801 |
| Price-to-Rent | 17.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.7% |
| Cap Rate | 3.7% |
| 5-Year IRR | 9.6% |
📈 Home Appreciation
| 1-Year | +20.6% ▲ |
| 3-Year CAGR | +6.6% ▲ |
| 5-Year CAGR | +5.9% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63620
Population: 1,142
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63620
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Can I house hack in Annapolis, MO?
Annapolis, MO is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $169K price point reasonable to enter.
Which real estate strategy fits Annapolis, MO?
The best-fit strategy in Annapolis, MO is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
What kind of tenants rent in Annapolis, MO?
Annapolis, MO offers a measured renter base at the $801/mo rent level. Tenant turnover is reasonable for well-managed properties.
How strong is Annapolis, MO for real estate investors?
Annapolis, MO rates 3.0/5 for investability. With median values at $169K and rents near $801/mo, the market offers reasonable fundamentals for rental investors.
What are home prices like in Annapolis, MO?
Median home price in Annapolis, MO is near $169K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.
You know 63620 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 63620 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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