Real Estate Investing in Annapolis, Missouri (63636)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Iron County • Population: 503 • Data updated: September 2026

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Should you buy in 63636 (Annapolis, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 24.5% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Annapolis, MO (63636)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $136,627
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $45,859
% Renters 16.3%

Market Analysis: 63636 Annapolis

The 63636 ZIP in Annapolis, MO is a local-operator market. Outside capital chasing a $137K entry has to pair deep knowledge with the discount.

For an experienced owner, 63636 can be a a credible choice for hunting ground — but the discount at $137K reflects genuine risk that outside investors often underestimate.

In the broader MO picture, 63636 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Resident income in 63636 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 63636 is an operator game, not a passive one. From an investor standpoint, entry prices of $137K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Annapolis:

C+ Average
Buy Confidence Score: 64/100
Affordability
20/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Rising (+6.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$156K$140K$124K$108K$92K$76KFeb 2016May 2021Jul 2026

📊 How Does 63636 Compare?

Metric 63636 Annapolis Missouri
Home Value $136,627 $152,923 $254,657
5-Year CAGR 3.0% 4.5% 7.0%
Avg Rent $801 $801 -
Cap Rate 4.6% 4.1% -
💡 Why Invest in 63636? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63636 (Annapolis, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+3.0%
Slow

📊 Market Snapshot

Home Value $136,627
Monthly Rent $801
Price-to-Rent 14.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.6%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +6.8% ▲
3-Year CAGR +2.0% ▲
5-Year CAGR +3.0% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63636

Population: 503

💰 Median Household Income
$45,859
This area
$45,859
State
$62,768
USA
$74,580
🏠 Renter Occupied
16.3%
This area
16.3%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.4%
This area
1.4%
State
-8.1%
USA
3.7%
🎓 College Educated
3.9%
This area
3.9%
State
8.6%
USA
33.7%
👤 Median Age
33.0 years
This area
33.0 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
24.5%
This area
24.5%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 99.8%
Other/Mixed 0.2%
👶 Under 18
26.3%
This area
26.3%
USA
22.0%
👴 65 and Over
12.5%
This area
12.5%
USA
17.3%
📊 Poverty Rate
19.7%
This area
19.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What kind of market is Annapolis, MO for investors?

The 3.0/5 investability rating in Annapolis, MO reflects its $137K prices and $801/mo rents. Investors generally consider it a solid option within MO.

How tight is the rental market in Annapolis, MO?

Occupancy in Annapolis, MO runs steady with elevated vacancy. Well-priced units at $801/mo lease on reasonable timelines.

How much rent can I charge in Annapolis, MO?

Investors in Annapolis, MO typically see rents near $801/mo per month against $137K home values - a solid setup for rental cash flow.

What approach is best for Annapolis, MO real estate?

In Annapolis, MO the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $137K prices and $801/mo rents suits that approach.

Is rental property easy to operate in Annapolis, MO?

Annapolis, MO falls under MO landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

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