Real Estate Investing in Rosebud, Missouri (63091)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Gasconade County • Population: 1,434 • Data updated: September 2026

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Should you buy in 63091 (Rosebud, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.9% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 25.7 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rosebud, MO (63091)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $274,702
Avg Monthly Rent $891
1% Rule ✗ Does Not Meet
Median Income $87,241
% Renters 13.2%

Market Analysis: 63091 Rosebud

The 63091 ZIP in Rosebud, MO is a local-operator market. Outside capital chasing a $275K entry has to pair deep knowledge with the discount.

From a cash-flow lens, the numbers look inviting — $275K purchase price, 0.0% nominal cap — the work to hit that pro forma in 63091 is substantial and deserves full respect.

Looking more closely, 63091 offers a low basis, the region around Rosebud has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 63091 ZIP's population of 1,434 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.

The 63091 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rosebud:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+12.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $891/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data

Market Trends

Home Value History (with trend line)

$288K$253K$219K$185K$150K$116KFeb 2017Nov 2021Jul 2026

📊 How Does 63091 Compare?

Metric 63091 Rosebud St. Louis, MO-IL Missouri
Home Value $274,702 $274,702 N/A $254,657
5-Year CAGR 8.5% 8.5% N/A 7.0%
Avg Rent $891 $891 N/A -
Cap Rate 2.5% 2.5% - -
💡 Why Invest in 63091? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63091 (Rosebud, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+8.5%
Strong

📊 Market Snapshot

Home Value $274,702
Monthly Rent $891
Price-to-Rent 25.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.5%
5-Year IRR 11.0%

📈 Home Appreciation

1-Year +12.5% ▲
3-Year CAGR +8.0% ▲
5-Year CAGR +8.5% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 63091

Population: 1,434

💰 Median Household Income
$87,241
This area
$87,241
State
$62,768
USA
$74,580
🏠 Renter Occupied
13.2%
This area
13.2%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-8.1%
USA
3.7%
🎓 College Educated
17.7%
This area
17.7%
State
8.6%
USA
33.7%
👤 Median Age
44.6 years
This area
44.6 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
9.9%
This area
9.9%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 90.9%
Other/Mixed 9.1%
Hispanic/Latino 6.8%
👶 Under 18
20.9%
This area
20.9%
USA
22.0%
👴 65 and Over
15.1%
This area
15.1%
USA
17.3%
📊 Poverty Rate
4.2%
This area
4.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What do landlords charge for rent in Rosebud, MO?

Expect rents around $891/mo per month in Rosebud, MO. With home values at $275K, the yield math works out to reasonable levels for rental investors.

What is the rental occupancy rate in Rosebud, MO?

Rosebud, MO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is real estate in Rosebud, MO a good investment right now?

Rosebud, MO scores 3.0/5 for investability. Home values sit at $275K and rents near $891/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How deep is the rental pool in Rosebud, MO?

Expect a solid tenant pool in Rosebud, MO. The rental market absorbs $891/mo rents without meaningful friction.

Where do home prices stand in Rosebud, MO?

Rosebud, MO median home values land near $275K. That is reasonable territory for investors looking at $891/mo-per-month rentals.

You know 63091 now. You don’t know where it ranks.

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How 63091 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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