Real Estate Investing in Bradford, Illinois (61421)
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Should you buy in 61421 (Bradford, IL)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bradford, IL (61421)?
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Market Analysis: 61421 Bradford
ZIP 61421 in Bradford, IL carries a significant set of headwinds. Home values near $131K and rents of $891/mo sit inside a market where underwriting has to be tight.
For an experienced owner, 61421 can be a a solid fit for hunting ground — but the discount at $131K reflects genuine risk that outside investors often underestimate.
ZIP 61421's metrics run below Stark County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 61421 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Distressed ZIPs reward experience. durable returns are possible in 61421, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Bradford:
Market Trends
Home Value History (with trend line)
📊 How Does 61421 Compare?
| Metric | 61421 | Bradford | Peoria, IL | Illinois |
|---|---|---|---|---|
| Home Value | $130,545 | $130,545 | N/A | $279,761 |
| 5-Year CAGR | 1.8% | 1.8% | N/A | 6.6% |
| Avg Rent | $891 | $891 | N/A | - |
| Cap Rate | 5.3% | 5.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 61421 (Bradford, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $130,545 |
| Monthly Rent | $891 |
| Price-to-Rent | 12.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.2% |
| Cap Rate | 5.3% |
| 5-Year IRR | 7.1% |
📈 Home Appreciation
| 1-Year | +7.8% ▲ |
| 3-Year CAGR | +2.8% ▲ |
| 5-Year CAGR | +1.8% ▲ |
| 10-Year CAGR | +3.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 61421
Population: 1,330
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 61421
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is housing expensive in Bradford, IL?
Bradford, IL median home values land near $131K. That is reasonable territory for investors looking at $891/mo-per-month rentals.
What do landlords charge for rent in Bradford, IL?
Rent in Bradford, IL is around $891/mo. The resulting rent-to-value relationship with $131K pricing is reasonable for most investor models.
What is the tenant pool like in Bradford, IL?
Expect a solid tenant pool in Bradford, IL. The rental market absorbs $891/mo rents without meaningful friction.
Is Bradford, IL landlord-friendly?
IL law landlord-friendly for landlords, and Bradford inherits those rules. Investors should still review local ordinances for rental licensing.
What approach is best for Bradford, IL real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Bradford, IL. The numbers - $131K homes against $891/mo rents - support that play.
You know 61421 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 61421 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 61421 ranks in Peoria, IL
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