Real Estate Investing in Ontario, Wisconsin (54651)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54651 (Ontario, WI)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 22.6% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Ontario, WI (54651)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 54651 Ontario
The 54651 ZIP covers a section of Ontario that demands careful diligence. Prices near $235K look accessible, but the work to make a deal cash flow is real.
The 54651 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 54651 sits on the difficult end of the WI spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
Who lives in 54651 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Distressed ZIPs reward experience. solid returns are possible in 54651, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Ontario:
Market Trends
Home Value History (with trend line)
📊 How Does 54651 Compare?
| Metric | 54651 | Ontario | Wisconsin |
|---|---|---|---|
| Home Value | $235,323 | $235,323 | $320,446 |
| 5-Year CAGR | 3.1% | 3.1% | 7.3% |
| Avg Rent | $981 | $981 | - |
| Cap Rate | 3.3% | 3.3% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54651 (Ontario, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $235,323 |
| Monthly Rent | $981 |
| Price-to-Rent | 20.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.3% |
| 5-Year IRR | 6.4% |
📈 Home Appreciation
| 1-Year | +19.3% ▲ |
| 3-Year CAGR | +3.1% ▲ |
| 5-Year CAGR | +3.1% ▲ |
| 10-Year CAGR | +4.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54651
Population: 1,225
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54651
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How strong are rents in Ontario, WI?
The typical rental in Ontario, WI commands about $981/mo monthly. That rent profile steady cash flow against the $235K purchase basis.
What is the average home sale price in Ontario, WI?
Expect median prices around $235K in Ontario, WI. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.
Is Ontario in WI worth investing in?
Our data puts Ontario, WI at 3.0/5 for investability. Home prices of $235K and rents around $981/mo create a solid backdrop for investor activity.
What real estate strategy is ideal for Ontario, WI?
For Ontario, WI, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
What is the renter demographic in Ontario, WI?
Tenant quality in Ontario, WI ranks as solid. Landlords generally report predictable occupancy at market rents of $981/mo.
You know 54651 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 54651 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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