Real Estate Investing in Wilton, Wisconsin (54670)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monroe County • Population: 2,060 • Data updated: September 2026

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Should you buy in 54670 (Wilton, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Wilton, WI (54670)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $230,127
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $83,750
% Renters 8.3%

Market Analysis: 54670 Wilton

Investors eyeing 54670 need to respect the fundamentals at play. Home values of $230K come alongside slower price movement and elevated management overhead.

The investment case in 54670 is sturdy only for operators who understand what they are buying. A $230K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Turning to rents, 54670 offers a low basis, the region around Wilton has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A solid renter share of 8% in 54670 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 54670 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wilton:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.7× the median income
Value Trend
Rising (+12.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$241K$215K$189K$163K$137K$110KFeb 2016May 2021Jul 2026

📊 How Does 54670 Compare?

Metric 54670 Wilton Wisconsin
Home Value $230,127 $230,127 $320,446
5-Year CAGR 6.6% 6.6% 7.3%
Avg Rent $873 $873 -
Cap Rate 3.0% 3.0% -
💡 Why Invest in 54670? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54670 (Wilton, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+6.6%
Strong

📊 Market Snapshot

Home Value $230,127
Monthly Rent $873
Price-to-Rent 22.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year +12.3% ▲
3-Year CAGR +6.4% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54670

Population: 2,060

💰 Median Household Income
$83,750
This area
$83,750
State
$73,177
USA
$74,580
🏠 Renter Occupied
8.3%
This area
8.3%
State
22.0%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-1.8%
USA
3.7%
🎓 College Educated
12.3%
This area
12.3%
State
17.1%
USA
33.7%
👤 Median Age
26.6 years
This area
26.6 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
14.1%
This area
14.1%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 93.4%
Other/Mixed 3.9%
Black/African American 1.6%
Hispanic/Latino 1.3%
Asian 1.1%
👶 Under 18
38.0%
This area
38.0%
USA
22.0%
👴 65 and Over
8.2%
This area
8.2%
USA
17.3%
📊 Poverty Rate
10.3%
This area
10.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How strong is the working-renter base in Wilton, WI?

Tenant demand in Wilton, WI is solid. The local workforce $873/mo rents across most rental classes.

How landlord-friendly is Wilton, WI?

Landlord-friendliness in Wilton, WI is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is housing expensive in Wilton, WI?

Wilton, WI home values average about $230K. That price point suits investors targeting rentals with $873/mo in monthly income.

Do rentals sit vacant long in Wilton, WI?

Expect elevated vacancy in Wilton, WI. Rents at $873/mo are absorbed by the tenant base without meaningful lag.

How viable is house hacking in Wilton, WI?

House hacking in Wilton, WI is a challenging. With home values around $230K and rents at $873/mo, owner-occupants can offset a meaningful share of PITI.

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