Real Estate Investing in Tony, Wisconsin (54563)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rusk • Population: 810 • Data updated: September 2026

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Should you buy in 54563 (Tony, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 28.3% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tony, WI (54563)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $267,642
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $77,411
% Renters 9.3%

Market Analysis: 54563 Tony

The 54563 ZIP in Tony, WI is a local-operator market. Outside capital chasing a $268K entry has to pair deep knowledge with the discount.

For an experienced owner, 54563 can be a a strong candidate for hunting ground — but the discount at $268K reflects genuine risk that outside investors often underestimate.

Regionally, 54563 sits on the difficult end of the WI spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.

Employment concentration in 54563 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 54563 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tony:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+11.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$280K$247K$215K$183K$151K$118KFeb 2017Nov 2021Jul 2026

📊 How Does 54563 Compare?

Metric 54563 Tony Wisconsin
Home Value $267,642 $267,642 $320,446
5-Year CAGR 9.5% 9.5% 7.3%
Avg Rent $936 $936 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 54563? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54563 (Tony, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+9.5%
Strong

📊 Market Snapshot

Home Value $267,642
Monthly Rent $936
Price-to-Rent 23.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 12.3%

📈 Home Appreciation

1-Year +11.6% ▲
3-Year CAGR +6.8% ▲
5-Year CAGR +9.5% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+9.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54563

Population: 810

💰 Median Household Income
$77,411
This area
$77,411
State
$73,177
USA
$74,580
🏠 Renter Occupied
9.3%
This area
9.3%
State
22.0%
USA
34.0%
💼 Unemployment Rate
5.9%
This area
5.9%
State
-1.8%
USA
3.7%
🎓 College Educated
18.7%
This area
18.7%
State
17.1%
USA
33.7%
👤 Median Age
42.4 years
This area
42.4 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
28.3%
This area
28.3%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 97.1%
Other/Mixed 2.1%
Hispanic/Latino 1.0%
Asian 0.7%
👶 Under 18
26.7%
This area
26.7%
USA
22.0%
👴 65 and Over
21.4%
This area
21.4%
USA
17.3%
📊 Poverty Rate
5.4%
This area
5.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54563

A+ Avg School Grade
3 Schools
10.6:1 Avg Class Size
$20,789 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Flambeau Elementary

📚 Pre-K – 05 Elementary
👥
197 Students
👨‍🏫
11.2:1 Class Size
💰
$20,789 Per Student
A+ Excellent

Flambeau High

📚 09 – 12 High School
👥
147 Students
👨‍🏫
10.3:1 Class Size
💰
$20,789 Per Student
A+ Excellent

Flambeau Middle

📚 06 – 08 Middle
👥
106 Students
👨‍🏫
10.3:1 Class Size
💰
$20,789 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What strategy should investors use in Tony, WI?

A careful cash-flow rentals with hands-on management strategy Tony, WI best. The market produces steady results for that approach at the $268K price point.

What kind of vacancy should I budget for in Tony, WI?

Tony, WI vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What monthly rent should investors expect in Tony, WI?

Average rent in Tony, WI is approximately $936/mo per month. Against $268K home values that yields a reasonable rent-to-price ratio.

Is Tony, WI suited for a house hack?

The a challenging house-hack environment in Tony, WI reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Are landlord laws favorable in Tony, WI?

Tony, WI operates under WI law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

You know 54563 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 54563 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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