Real Estate Investing in Gilman, Wisconsin (54433)
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Should you buy in 54433 (Gilman, WI)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 21.2% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Gilman, WI (54433)?
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Market Analysis: 54433 Gilman
Investors eyeing 54433 need to respect the fundamentals at play. Home values of $220K come alongside slower price movement and elevated management overhead.
The 54433 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Gilman have seen price recovery that 54433 has not matched. Taylor County data supports the view that the spread is structural rather than temporary.
Demographically, 54433 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The right play in 54433 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Gilman:
Market Trends
Home Value History (with trend line)
📊 How Does 54433 Compare?
| Metric | 54433 | Gilman | Eau Claire, WI | Wisconsin |
|---|---|---|---|---|
| Home Value | $219,588 | $219,588 | N/A | $320,446 |
| 5-Year CAGR | 1.9% | 1.9% | N/A | 7.3% |
| Avg Rent | $891 | $891 | N/A | - |
| Cap Rate | 3.2% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54433 (Gilman, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $219,588 |
| Monthly Rent | $891 |
| Price-to-Rent | 20.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 5.0% |
📈 Home Appreciation
| 1-Year | +13.1% ▲ |
| 3-Year CAGR | +1.1% ▲ |
| 5-Year CAGR | +1.9% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54433
Population: 1,791
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54433
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is vacancy a concern in Gilman, WI?
Expect elevated vacancy in Gilman, WI. Rents at $891/mo are absorbed by the tenant base without meaningful lag.
Are homes affordable in Gilman, WI?
Gilman, WI median home values land near $220K. That is reasonable territory for investors looking at $891/mo-per-month rentals.
Is Gilman, WI a good place for real estate investing?
Yes - Gilman, WI a 2.0/5 investability score. With $220K home prices against $891/mo monthly rent, the market delivers a reasonable entry point for new investors.
What is the renter demographic in Gilman, WI?
Tenant quality in Gilman, WI ranks as solid. Landlords generally report predictable occupancy at market rents of $891/mo.
What monthly rent should investors expect in Gilman, WI?
Rental rates in Gilman, WI average $891/mo. Tenant demand and $220K home values make the yield look reasonable by investor standards.
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