Real Estate Investing in Thorp, Wisconsin (54771)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clark County • Population: 4,291 • Data updated: September 2026

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Should you buy in 54771 (Thorp, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Thorp, WI (54771)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $251,140
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $66,711
% Renters 19.6%

Market Analysis: 54771 Thorp

This part of Clark County is not an easy win. The 54771 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 54771 can be a a credible choice for hunting ground — but the discount at $251K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Thorp have seen price recovery that 54771 has not matched. Clark County data supports the view that the spread is structural rather than temporary.

Demographically, 54771 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Thorp's stable or hybrid ZIPs before stepping into 54771. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Thorp:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+14.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$264K$231K$197K$163K$129K$95KJan 2012May 2019Jul 2026

📊 How Does 54771 Compare?

Metric 54771 Thorp Wisconsin
Home Value $251,140 $251,140 $320,446
5-Year CAGR 6.4% 6.4% 7.3%
Avg Rent $900 $900 -
Cap Rate 2.8% 2.8% -
💡 Why Invest in 54771? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54771 (Thorp, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+6.4%
Strong

📊 Market Snapshot

Home Value $251,140
Monthly Rent $900
Price-to-Rent 23.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +14.6% ▲
3-Year CAGR +7.5% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54771

Population: 4,291

💰 Median Household Income
$66,711
This area
$66,711
State
$73,177
USA
$74,580
🏠 Renter Occupied
19.6%
This area
19.6%
State
22.0%
USA
34.0%
💼 Unemployment Rate
1.4%
This area
1.4%
State
-1.8%
USA
3.7%
🎓 College Educated
13.3%
This area
13.3%
State
17.1%
USA
33.7%
👤 Median Age
38.0 years
This area
38.0 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
5.8%
This area
5.8%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 96.0%
Other/Mixed 2.9%
Hispanic/Latino 1.8%
Asian 0.8%
Black/African American 0.3%
👶 Under 18
29.6%
This area
29.6%
USA
22.0%
👴 65 and Over
18.8%
This area
18.8%
USA
17.3%
📊 Poverty Rate
4.9%
This area
4.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54771

A Avg School Grade
2 Schools
12.2:1 Avg Class Size
$17,998 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Thorp Elementary

📚 Pre-K – 08 School
👥
358 Students
👨‍🏫
12.1:1 Class Size
💰
$17,998 Per Student
A Very Good

Thorp High

📚 09 – 12 High School
👥
173 Students
👨‍🏫
12.3:1 Class Size
💰
$17,998 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the investability score for Thorp, WI?

Yes - Thorp, WI a 3.0/5 investability score. With $251K home prices against $900/mo monthly rent, the market delivers a reasonable entry point for new investors.

How do experienced investors play Thorp, WI?

The best-fit strategy in Thorp, WI is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What is the rental occupancy rate in Thorp, WI?

Occupancy in Thorp, WI runs consistent with elevated vacancy. Well-priced units at $900/mo lease on reasonable timelines.

Can owner-occupants cash flow in Thorp, WI?

Thorp, WI is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $251K price point reasonable to enter.

How much rent can I charge in Thorp, WI?

Rents in Thorp, WI run near $900/mo. Compared with median home prices of $251K that produces solid gross yields for typical rentals.

You know 54771 now. You don’t know where it ranks.

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