Real Estate Investing in Cadott, Wisconsin (54727)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Chippewa County • Population: 4,798 • Data updated: September 2026

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Should you buy in 54727 (Cadott, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 30.6 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cadott, WI (54727)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $327,567
Avg Monthly Rent $891
1% Rule ✗ Does Not Meet
Median Income $69,025
% Renters 22.1%

Market Analysis: 54727 Cadott

The 54727 ZIP in Cadott, WI is a local-operator market. Outside capital chasing a $328K entry has to pair deep knowledge with the discount.

For an experienced owner, 54727 can be a a solid fit for hunting ground — but the discount at $328K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 54727 among WI's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 54727 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 54727 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cadott:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Rising (+8.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $891/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Eau Claire, WI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Eau Claire, WI metro data

Market Trends

Home Value History (with trend line)

$344K$297K$250K$203K$156K$109KJan 2009Oct 2017Jul 2026

📊 How Does 54727 Compare?

Metric 54727 Cadott Eau Claire, WI Wisconsin
Home Value $327,567 $327,567 N/A $320,446
5-Year CAGR 6.8% 6.8% N/A 7.3%
Avg Rent $891 $891 N/A -
Cap Rate 2.1% 2.1% - -
💡 Why Invest in 54727? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54727 (Cadott, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+6.8%
Strong

📉 Market Crash Risk Index

Based on Eau Claire, WI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
36%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $327,567
Monthly Rent $891
Price-to-Rent 30.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.3%
Cap Rate 2.1%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +8.4% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +6.8% ▲
10-Year CAGR +8.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54727

Population: 4,798

💰 Median Household Income
$69,025
This area
$69,025
State
$73,177
USA
$74,580
🏠 Renter Occupied
22.1%
This area
22.1%
State
22.0%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-1.8%
USA
3.7%
🎓 College Educated
14.0%
This area
14.0%
State
17.1%
USA
33.7%
👤 Median Age
42.4 years
This area
42.4 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
6.8%
This area
6.8%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 95.1%
Other/Mixed 4.5%
Hispanic/Latino 3.5%
Black/African American 0.2%
Asian 0.2%
👶 Under 18
22.5%
This area
22.5%
USA
22.0%
👴 65 and Over
17.4%
This area
17.4%
USA
17.3%
📊 Poverty Rate
9.8%
This area
9.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54727

A+ Avg School Grade
3 Schools
12.0:1 Avg Class Size
$17,986 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Cadott Elementary

📚 Pre-K – 06 School
👥
439 Students
👨‍🏫
11.8:1 Class Size
💰
$17,986 Per Student
A Very Good

Cadott Junior High

📚 07 – 08 Middle
👥
107 Students
👨‍🏫
11.5:1 Class Size
💰
$17,986 Per Student
A Very Good

Cadott High

📚 09 – 12 High School
👥
252 Students
👨‍🏫
12.8:1 Class Size
💰
$17,986 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much do tenants pay in Cadott, WI?

Investors in Cadott, WI typically see rents near $891/mo per month against $328K home values - a solid setup for rental cash flow.

What is the typical renter like in Cadott, WI?

Tenant demand in Cadott, WI is solid. The local workforce $891/mo rents across most rental classes.

Are homes affordable in Cadott, WI?

Expect median prices around $328K in Cadott, WI. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.

How strong is Cadott, WI for real estate investors?

Investors tracking Cadott, WI will find a 3.0/5 rating supported by $328K median home values and $891/mo rents. That profile suits long-term holders targeting reliable returns.

Is rental property easy to operate in Cadott, WI?

WI law landlord-friendly for landlords, and Cadott inherits those rules. Investors should still review local ordinances for rental licensing.

You know 54727 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 54727 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 54727 ranks in Eau Claire, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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