Real Estate Investing in Cornell, Wisconsin (54732)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Chippewa County • Population: 2,820 • Data updated: September 2026

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Should you buy in 54732 (Cornell, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cornell, WI (54732)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $234,630
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $61,406
% Renters 16.1%

Market Analysis: 54732 Cornell

From an investor standpoint, ZIP 54732 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $235K median. It rewards specialists, not generalists.

On the rental side, the numbers look inviting — $235K purchase price, 0.0% nominal cap — the work to hit that pro forma in 54732 is substantial and deserves full respect.

Statewide comparisons place 54732 among WI's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 54732 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cornell:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+6.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Eau Claire, WI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Eau Claire, WI metro data
🏠

Property Strategy for 54732

Which property type performs best in this market?

Best for Cash Flow
3BR
4.7% cap rate
Best for Appreciation
2BR
+10.2% 5yr CAGR
Best Overall Value
3BR
$70,392/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $161,769 $1,040 4.6% +10.2% $80,885
3BR $211,176 $1,390 4.7% +8.1% $70,392

Market Trends

Home Value History (with trend line)

$251K$216K$181K$145K$110K$75KApr 2009Dec 2017Jul 2026

📊 How Does 54732 Compare?

Metric 54732 Cornell Eau Claire, WI Wisconsin
Home Value $234,630 $234,630 N/A $320,446
5-Year CAGR 5.1% 5.1% N/A 7.3%
Avg Rent $936 $936 N/A -
Cap Rate 3.1% 3.1% - -
💡 Why Invest in 54732? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54732 (Cornell, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+5.1%
Moderate

📉 Market Crash Risk Index

Based on Eau Claire, WI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
36%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $234,630
Monthly Rent $936
Price-to-Rent 20.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +6.2% ▲
3-Year CAGR +3.6% ▲
5-Year CAGR +5.1% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 54732

Population: 2,820

💰 Median Household Income
$61,406
This area
$61,406
State
$73,177
USA
$74,580
🏠 Renter Occupied
16.1%
This area
16.1%
State
22.0%
USA
34.0%
💼 Unemployment Rate
1.2%
This area
1.2%
State
-1.8%
USA
3.7%
🎓 College Educated
11.6%
This area
11.6%
State
17.1%
USA
33.7%
👤 Median Age
38.5 years
This area
38.5 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
15.6%
This area
15.6%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 97.6%
Other/Mixed 1.9%
Hispanic/Latino 0.4%
Asian 0.4%
👶 Under 18
25.1%
This area
25.1%
USA
22.0%
👴 65 and Over
16.3%
This area
16.3%
USA
17.3%
📊 Poverty Rate
5.7%
This area
5.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54732

B+ Avg School Grade
3 Schools
14.7:1 Avg Class Size
$18,045 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Cornell Elementary

📚 Pre-K – 05 Elementary
👥
205 Students
👨‍🏫
12.3:1 Class Size
💰
$18,045 Per Student
B+ Above Average

Cornell High

📚 09 – 12 High School
👥
104 Students
👨‍🏫
16.2:1 Class Size
💰
$18,045 Per Student
B+ Above Average

Cornell Middle

📚 06 – 08 Middle
👥
72 Students
👨‍🏫
15.5:1 Class Size
💰
$18,045 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Cornell, WI a smart market for rental property?

The 3.0/5 investability rating in Cornell, WI reflects its $235K prices and $936/mo rents. Investors generally consider it a solid option within WI.

What is the typical home price in Cornell, WI?

In Cornell, WI the median home value sits at $235K. Against the broader WI market, that reads as reasonable for most investors.

What monthly rent should investors expect in Cornell, WI?

Rental rates in Cornell, WI average $936/mo. Tenant demand and $235K home values make the yield look reasonable by investor standards.

How should investors approach Cornell, WI?

In Cornell, WI the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $235K prices and $936/mo rents suits that approach.

What is the rental occupancy rate in Cornell, WI?

Cornell, WI vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

You know 54732 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 54732 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 54732 ranks in Eau Claire, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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