Real Estate Investing in Withee, Wisconsin (54498)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clark County • Population: 2,401 • Data updated: September 2026

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Should you buy in 54498 (Withee, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 17.2% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Withee, WI (54498)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $231,787
Avg Monthly Rent $999
1% Rule ✗ Does Not Meet
Median Income $63,690
% Renters 23.3%

Market Analysis: 54498 Withee

ZIP 54498 inside Clark County looks affordable on the surface — median value of $232K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 54498 can be a a strong candidate for hunting ground — but the discount at $232K reflects genuine risk that outside investors often underestimate.

In the broader WI picture, 54498 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 54498 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Experienced landlords with local relationships tend to find 54498 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Withee:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+12.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $999/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$243K$217K$191K$166K$140K$114KFeb 2016May 2021Jul 2026

📊 How Does 54498 Compare?

Metric 54498 Withee Wisconsin
Home Value $231,787 $231,787 $320,446
5-Year CAGR 4.7% 4.7% 7.3%
Avg Rent $999 $999 -
Cap Rate 3.4% 3.4% -
💡 Why Invest in 54498? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54498 (Withee, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+4.7%
Moderate

📊 Market Snapshot

Home Value $231,787
Monthly Rent $999
Price-to-Rent 19.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +12.9% ▲
3-Year CAGR +3.1% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 54498

Population: 2,401

💰 Median Household Income
$63,690
This area
$63,690
State
$73,177
USA
$74,580
🏠 Renter Occupied
23.3%
This area
23.3%
State
22.0%
USA
34.0%
💼 Unemployment Rate
6.8%
This area
6.8%
State
-1.8%
USA
3.7%
🎓 College Educated
8.7%
This area
8.7%
State
17.1%
USA
33.7%
👤 Median Age
35.0 years
This area
35.0 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
17.2%
This area
17.2%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 95.6%
Other/Mixed 3.7%
Hispanic/Latino 1.6%
Black/African American 0.5%
Asian 0.1%
👶 Under 18
30.6%
This area
30.6%
USA
22.0%
👴 65 and Over
16.4%
This area
16.4%
USA
17.3%
📊 Poverty Rate
8.2%
This area
8.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the best play in Withee, WI?

For Withee, WI, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What kind of vacancy should I budget for in Withee, WI?

Occupancy in Withee, WI runs reliable with elevated vacancy. Well-priced units at $999/mo lease on reasonable timelines.

What is the typical rental rate in Withee, WI?

Investors in Withee, WI typically see rents near $999/mo per month against $232K home values - a solid setup for rental cash flow.

Does house hacking work in Withee, WI?

House hacking works a challenging in Withee, WI. Rents of $999/mo against $232K acquisition make the strategy solid for owner-occupants.

What is the renter demographic in Withee, WI?

Tenant quality in Withee, WI ranks as solid. Landlords generally report steady occupancy at market rents of $999/mo.

You know 54498 now. You don’t know where it ranks.

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