Real Estate Investing in Medford, Wisconsin (54451)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54451 (Medford, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.8% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Medford, WI (54451)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 54451 Medford
This part of Taylor County is not an easy win. The 54451 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Rent of $900/mo on a $249K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 54451 sits below the stated 0.0% once reality is priced in.
Statewide comparisons place 54451 among WI's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The 54451 ZIP's population of 11,051 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.
The right play in 54451 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Medford:
Market Trends
Home Value History (with trend line)
📊 How Does 54451 Compare?
| Metric | 54451 | Medford | Wisconsin |
|---|---|---|---|
| Home Value | $248,988 | $248,988 | $320,446 |
| 5-Year CAGR | 4.8% | 4.8% | 7.3% |
| Avg Rent | $900 | $900 | - |
| Cap Rate | 2.8% | 2.8% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54451 (Medford, WI). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 54451 (Medford, WI)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $248,988 |
| Monthly Rent | $900 |
| Price-to-Rent | 23.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.3% |
| Cap Rate | 2.8% |
| 5-Year IRR | 7.6% |
📈 Home Appreciation
| 1-Year | +11.4% ▲ |
| 3-Year CAGR | +4.5% ▲ |
| 5-Year CAGR | +4.8% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54451
Population: 11,051
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54451
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How much do tenants pay in Medford, WI?
Average rent in Medford, WI is approximately $900/mo per month. Against $249K home values that yields a reasonable rent-to-price ratio.
What are home prices like in Medford, WI?
Typical homes in Medford, WI go for around $249K. The 5-year CAGR of 0.0% consistent price movement.
Is Medford, WI a smart market for rental property?
Investors tracking Medford, WI will find a 3.0/5 rating supported by $249K median home values and $900/mo rents. That profile suits long-term holders targeting reliable returns.
Is Medford, WI good for house hacking?
House hacking works a challenging in Medford, WI. Rents of $900/mo against $249K acquisition make the strategy solid for owner-occupants.
What is the best play in Medford, WI?
Investors usually favor careful cash-flow rentals with hands-on management in Medford, WI. With home values at $249K and rents near $900/mo, other strategies can work but produce even-keeled rather than outsized returns.
You know 54451 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 54451 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 54451 (Medford)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 54451 (Medford, WI).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.