Real Estate Investing in Westboro, Wisconsin (54490)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Taylor County • Population: 994 • Data updated: September 2026

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Should you buy in 54490 (Westboro, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (44/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 45.2% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.2% CAGR).

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Westboro, WI (54490)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $224,164
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $62,614
% Renters 7.6%

Market Analysis: 54490 Westboro

Meanwhile, ZIP 54490 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $224K median. It rewards specialists, not generalists.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $224K asset, 54490 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 54490 among WI's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 54490 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Westboro:

C Below Average
Buy Confidence Score: 59/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+11.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$234K$215K$196K$178K$159K$140KDec 2015Apr 2021Jul 2026

📊 How Does 54490 Compare?

Metric 54490 Westboro Wisconsin
Home Value $224,164 $224,164 $320,446
5-Year CAGR 1.2% 1.2% 7.3%
Avg Rent $873 $873 -
Cap Rate 3.0% 3.0% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54490 (Westboro, WI). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.0%
Low
5yr Growth
+1.2%
Slow

📊 Market Snapshot

Home Value $224,164
Monthly Rent $873
Price-to-Rent 21.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.0%
5-Year IRR 4.2%

📈 Home Appreciation

1-Year +11.0% ▲
3-Year CAGR +0.2% ▲
5-Year CAGR +1.2% ▲
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
45.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.2%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 54490

Population: 994

💰 Median Household Income
$62,614
This area
$62,614
State
$73,177
USA
$74,580
🏠 Renter Occupied
7.6%
This area
7.6%
State
22.0%
USA
34.0%
💼 Unemployment Rate
5.6%
This area
5.6%
State
-1.8%
USA
3.7%
🎓 College Educated
13.0%
This area
13.0%
State
17.1%
USA
33.7%
👤 Median Age
48.3 years
This area
48.3 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
45.2%
This area
45.2%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 91.9%
Other/Mixed 8.1%
Hispanic/Latino 3.7%
👶 Under 18
22.8%
This area
22.8%
USA
22.0%
👴 65 and Over
16.9%
This area
16.9%
USA
17.3%
📊 Poverty Rate
8.3%
This area
8.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How quickly do rentals get leased in Westboro, WI?

Vacancy risk in Westboro, WI is elevated. That supports reliable cash flow for typical rental holds.

How much is rent in Westboro, WI?

Westboro, WI rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $224K acquisition costs.

How do experienced investors play Westboro, WI?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Westboro, WI. The numbers - $224K homes against $873/mo rents - support that play.

Is Westboro, WI good for house hacking?

The house hack math a challenging in Westboro, WI. Owner-occupant buyers benefit from the $873/mo rents and $224K home values.

Is Westboro, WI a good place for real estate investing?

Westboro, WI stands at an investability rating of 2.0/5, with median home values near $224K and average rents around $873/mo. That combination puts it in the robust tier for investor interest.

You know 54490 now. You don’t know where it ranks.

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