Real Estate Investing in Ladysmith, Wisconsin (54848)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54848 (Ladysmith, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 15.0% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Ladysmith, WI (54848)?
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Market Analysis: 54848 Ladysmith
ZIP 54848 in Ladysmith, WI carries a significant set of headwinds. Home values near $194K and rents of $873/mo sit inside a market where underwriting has to be tight.
The investment case in 54848 is significant only for operators who understand what they are buying. A $194K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
ZIP 54848's metrics run below Rusk County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 54848 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 54848 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Ladysmith:
Property Strategy for 54848
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $151,114 | $970 | 4.6% | +10.5% | $75,557 |
| 3BR | $195,817 | $1,200 | 4.4% | +8.8% | $65,272 |
| 4BR | $228,121 | $1,290 | 4.1% | +10.2% | $57,030 |
Market Trends
Home Value History (with trend line)
📊 How Does 54848 Compare?
| Metric | 54848 | Ladysmith | Wisconsin |
|---|---|---|---|
| Home Value | $194,198 | $194,198 | $320,446 |
| 5-Year CAGR | 7.6% | 7.6% | 7.3% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 3.5% | 3.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54848 (Ladysmith, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $194,198 |
| Monthly Rent | $873 |
| Price-to-Rent | 18.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.4% |
| Cap Rate | 3.5% |
| 5-Year IRR | 11.1% |
📈 Home Appreciation
| 1-Year | +12.9% ▲ |
| 3-Year CAGR | +5.7% ▲ |
| 5-Year CAGR | +7.6% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54848
Population: 5,866
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54848
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How do home values compare in Ladysmith, WI?
In Ladysmith, WI the median home value sits at $194K. Against the broader WI market, that reads as reasonable for most investors.
What is the best play in Ladysmith, WI?
Ladysmith, WI investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($194K prices, $873/mo rents) make it a reasonable choice.
Is Ladysmith, WI good for landlords?
Ladysmith, WI falls under WI landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
Can I house hack in Ladysmith, WI?
Ladysmith, WI is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $194K price point reasonable to enter.
Is Ladysmith, WI a good place for real estate investing?
Yes - Ladysmith, WI a 3.0/5 investability score. With $194K home prices against $873/mo monthly rent, the market delivers a reasonable entry point for new investors.
You know 54848 now. You don’t know where it ranks.
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Community Ratings
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