Real Estate Investing in Saint Cloud, Wisconsin (53079)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 53079 (Saint Cloud, WI)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.5% vacancy may signal weakening demand.
- High price-to-rent: Price-to-rent ratio 26.7 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Saint Cloud, WI (53079)?
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Market Analysis: 53079 Saint Cloud
Investors eyeing 53079 need to respect the fundamentals at play. Home values of $352K come alongside slower price movement and elevated management overhead.
From a cash-flow lens, the numbers look inviting — $352K purchase price, 0.0% nominal cap — the work to hit that pro forma in 53079 is substantial and deserves full respect.
Within WI, ZIP 53079 trails on several market indicators that neighboring Fond du Lac County submarkets outperform. The gap is real and substantial enough to shape underwriting.
The 53079 ZIP's population of 1,420 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.
Strategically, 53079 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Saint Cloud:
Market Trends
Home Value History (with trend line)
📊 How Does 53079 Compare?
| Metric | 53079 | Saint Cloud | Fond du Lac, WI | Wisconsin |
|---|---|---|---|---|
| Home Value | $352,313 | $352,313 | N/A | $320,446 |
| 5-Year CAGR | 6.9% | 6.9% | N/A | 7.3% |
| Avg Rent | $1,098 | $1,098 | N/A | - |
| Cap Rate | 2.4% | 2.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 53079 (Saint Cloud, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $352,313 |
| Monthly Rent | $1,098 |
| Price-to-Rent | 26.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.7% |
| Cap Rate | 2.4% |
| 5-Year IRR | 9.3% |
📈 Home Appreciation
| 1-Year | +6.4% ▲ |
| 3-Year CAGR | +5.3% ▲ |
| 5-Year CAGR | +6.9% ▲ |
| 10-Year CAGR | +6.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 53079
Population: 1,420
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,539 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How high is vacancy risk in Saint Cloud, WI?
Vacancy in Saint Cloud, WI is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,098/mo.
Are renters plentiful in Saint Cloud, WI?
Expect a solid tenant pool in Saint Cloud, WI. The rental market absorbs $1,098/mo rents without meaningful friction.
Is Saint Cloud, WI good for landlords?
Saint Cloud, WI operates under WI law, which is landlord-friendly overall for landlords. Expect consistent treatment in typical lease and eviction cases.
What monthly rent should investors expect in Saint Cloud, WI?
Rents in Saint Cloud, WI run near $1,098/mo. Compared with median home prices of $352K that produces solid gross yields for typical rentals.
How much does a house cost in Saint Cloud, WI?
Median home price in Saint Cloud, WI is near $352K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.
You know 53079 now. You don’t know where it ranks.
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How 53079 ranks in Fond du Lac, WI
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