Real Estate Investing in Malone, Wisconsin (53049)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fond du Lac County • Population: 2,311 • Data updated: September 2026

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Should you buy in 53049 (Malone, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 16.3% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 30.5 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Malone, WI (53049)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $382,491
Avg Monthly Rent $1,044
1% Rule ✗ Does Not Meet
Median Income $85,648
% Renters 14.7%

Market Analysis: 53049 Malone

This part of Fond du Lac County is not an easy win. The 53049 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Put differently, the numbers look inviting — $382K purchase price, 0.0% nominal cap — the work to hit that pro forma in 53049 is substantial and deserves full respect.

Nearby ZIPs in Malone have seen price recovery that 53049 has not matched. Fond du Lac County data supports the view that the spread is structural rather than temporary.

Employment concentration in 53049 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The right play in 53049 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Malone:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+5.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,044/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Fond du Lac, WI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Fond du Lac, WI metro data

Market Trends

Home Value History (with trend line)

$400K$354K$308K$261K$215K$169KNov 2008Sep 2017Jul 2026

📊 How Does 53049 Compare?

Metric 53049 Malone Fond du Lac, WI Wisconsin
Home Value $382,491 $382,491 N/A $320,446
5-Year CAGR 6.0% 6.0% N/A 7.3%
Avg Rent $1,044 $1,044 N/A -
Cap Rate 2.1% 2.1% - -
💡 Why Invest in 53049? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 53049 (Malone, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+6.0%
Moderate

📉 Market Crash Risk Index

Based on Fond du Lac, WI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $382,491
Monthly Rent $1,044
Price-to-Rent 30.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.3%
Cap Rate 2.1%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +5.8% ▲
3-Year CAGR +4.9% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 53049

Population: 2,311

💰 Median Household Income
$85,648
This area
$85,648
State
$73,177
USA
$74,580
🏠 Renter Occupied
14.7%
This area
14.7%
State
22.0%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-1.8%
USA
3.7%
🎓 College Educated
25.2%
This area
25.2%
State
17.1%
USA
33.7%
👤 Median Age
36.0 years
This area
36.0 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
16.3%
This area
16.3%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 94.9%
Other/Mixed 4.8%
Hispanic/Latino 3.7%
Asian 0.3%
👶 Under 18
24.8%
This area
24.8%
USA
22.0%
👴 65 and Over
17.2%
This area
17.2%
USA
17.3%
📊 Poverty Rate
0.3%
This area
0.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 1,539 Off-Campus Students
C+
Moraine Park Technical College
3,532 students · 9.4 mi
C
Marian University
1,319 students · 9.9 mi

Investor Insight: With 1,539 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What investment strategy works best in Malone, WI?

Most investors in Malone, WI run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

How do landlord-tenant laws work in Malone, WI?

WI law landlord-friendly for landlords, and Malone inherits those rules. Investors should still review local ordinances for rental licensing.

How much rent can I charge in Malone, WI?

Rents in Malone, WI run near $1,044/mo. Compared with median home prices of $382K that produces solid gross yields for typical rentals.

How viable is house hacking in Malone, WI?

House hacking in Malone, WI is a challenging. With home values around $382K and rents at $1,044/mo, owner-occupants can offset a meaningful share of PITI.

What is the rental occupancy rate in Malone, WI?

Occupancy in Malone, WI runs steady with elevated vacancy. Well-priced units at $1,044/mo lease on reasonable timelines.

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How 53049 ranks in Fond du Lac, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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