Real Estate Investing in Saint Cloud, Wisconsin

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 1,420 • Fond du Lac County

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Should you buy in Saint Cloud, WI? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.5% vacancy may signal weakening demand.

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

6.9% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $352,313
Avg Monthly Rent $1,098
ZIP Codes 1

Investing in Saint Cloud Real Estate

This is a distressed-leaning corner of Wisconsin: Saint Cloud has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

decisively Saint Cloud's aggregate rating of ★★★☆☆ reflects lackluster investor metrics across the board — weak rent growth, weak appreciation, and rising-vacancy pressure in multiple ZIPs.

Rents in Saint Cloud at $1,098/mo have struggled to keep pace with cost increases, and vacancy has risen in pockets — a dynamic that compresses realized returns well below headline cap rates.

The 0% renter share in Saint Cloud masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Fond du Lac, WI

Saint Cloud is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$352,313
Avg Monthly Rent
$1,098
1% Rule
✗ Below
Landlord Friendly (WI)

📉 Market Crash Risk Index

Based on Fond du Lac, WI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Fond du Lac, WI metro
0
Days to pending
6.8%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Saint Cloud, WI

Screen every ZIP in Saint Cloud

Filter Saint Cloud’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Saint Cloud, WI

Is Saint Cloud, WI a smart market for rental property?

Yes - Saint Cloud, WI a 3.0/5 investability score. With $352K home prices against $1,098/mo monthly rent, the market delivers a reasonable entry point for new investors.

How should investors approach Saint Cloud, WI?

Investors usually favor careful cash-flow rentals with hands-on management in Saint Cloud, WI. With home values at $352K and rents near $1,098/mo, other strategies can work but produce predictable rather than outsized returns.

Are rents high in Saint Cloud, WI?

Average rent in Saint Cloud, WI is approximately $1,098/mo per month. Against $352K home values that yields a reasonable rent-to-price ratio.

Is WI a landlord-friendly state?

WI ranks as a landlord-friendly state for landlord-tenant law. Saint Cloud generally follows the statewide framework, so landlords face reasonable operating rules.

How much does a house cost in Saint Cloud, WI?

Median home price in Saint Cloud, WI is near $352K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

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