Real Estate Investing in Fort Madison, Iowa (52624)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lee County • Population: 709 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 52624 (Fort Madison, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Fort Madison, IA (52624)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $149,811
Avg Monthly Rent $1,053
1% Rule ✗ Does Not Meet
Median Income $142,188
% Renters 14.8%

Market Analysis: 52624 Fort Madison

Stepping back, ZIP 52624 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $150K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 52624 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 52624 sits on the difficult end of the IA spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

The demographic picture in 52624 includes headwinds that any investor should price in. Income distribution skews lower than Fort Madison averages, and tenant stability requires active management.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fort Madison:

B+ Great
Buy Confidence Score: 80/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.1× the median income
Value Trend
Rising (+10.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,053/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.

Market Trends

Home Value History (with trend line)

$153K$147K$140K$133K$126K$119KFeb 2022May 2024Jul 2026

📊 How Does 52624 Compare?

Metric 52624 Fort Madison Iowa
Home Value $149,811 $130,476 $227,232
5-Year CAGR N/A 3.0% 6.0%
Avg Rent $1,053 $981 -
Cap Rate 5.5% 5.9% -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52624 (Fort Madison, IA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 52624 (Fort Madison, IA)?

~25 seconds · no account needed · your report is anonymous

Investability
Fair
Cap Rate
5.5%
Fair

📊 Market Snapshot

Home Value $149,811
Monthly Rent $1,053
Price-to-Rent 11.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.4%
Cap Rate 5.5%
5-Year IRR 10.5%

📈 Home Appreciation

1-Year +10.9% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 52624

Population: 709

💰 Median Household Income
$142,188
This area
$142,188
State
$71,886
USA
$74,580
🏠 Renter Occupied
14.8%
This area
14.8%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
0.0%
USA
3.7%
🎓 College Educated
40.8%
This area
40.8%
State
18.8%
USA
33.7%
👤 Median Age
46.5 years
This area
46.5 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 96.4%
Other/Mixed 3.6%
Hispanic/Latino 2.2%
👶 Under 18
25.5%
This area
25.5%
USA
22.0%
👴 65 and Over
18.8%
This area
18.8%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 627 Off-Campus Students
C
Southeastern Community College
2,562 students · 10.2 mi

Investor Insight: With 627 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much do tenants pay in Fort Madison, IA?

Rent in Fort Madison, IA is around $1,053/mo. The resulting rent-to-value relationship with $150K pricing is reasonable for most investor models.

How do experienced investors play Fort Madison, IA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Fort Madison, IA. The numbers - $150K homes against $1,053/mo rents - support that play.

Where do home prices stand in Fort Madison, IA?

Fort Madison, IA home values average about $150K. That price point suits investors targeting rentals with $1,053/mo in monthly income.

Is Fort Madison in IA worth investing in?

Our data puts Fort Madison, IA at 2.0/5 for investability. Home prices of $150K and rents around $1,053/mo create a solid backdrop for investor activity.

How landlord-friendly is Fort Madison, IA?

The landlord environment in Fort Madison, IA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

You know 52624 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 52624 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 52624 ranks in Fort Madison-Keokuk, IA-IL-MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 52624 (Fort Madison)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 52624 (Fort Madison, IA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.