Real Estate Investing in Fort Madison, Iowa (52627)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52627 (Fort Madison, IA)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 11.5% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fort Madison, IA (52627)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 52627 Fort Madison
ZIP 52627 inside Lee County looks affordable on the surface — median value of $111K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $909/mo on a $111K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 52627 sits below the stated 0.0% once reality is priced in.
Statewide comparisons place 52627 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Who lives in 52627 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Experienced landlords with local relationships tend to find 52627 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Fort Madison:
Property Strategy for 52627
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $42,357 | $770 | 13.1% | — | $42,357 |
| 2BR | $79,902 | $1,010 | 9.1% | +3.9% | $39,951 |
| 3BR | $128,813 | $1,330 | 7.4% | +4.6% | $42,938 |
| 4BR | $147,595 | $1,400 | 6.8% | +4.5% | $36,899 |
| 5BR | $167,255 | — | — | — | $33,451 |
Market Trends
Home Value History (with trend line)
📊 How Does 52627 Compare?
| Metric | 52627 | Fort Madison | Iowa |
|---|---|---|---|
| Home Value | $111,141 | $130,476 | $227,232 |
| 5-Year CAGR | 3.0% | 3.0% | 6.0% |
| Avg Rent | $909 | $981 | - |
| Cap Rate | 6.4% | 5.9% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52627 (Fort Madison, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $111,141 |
| Monthly Rent | $909 |
| Price-to-Rent | 10.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.8% |
| Cap Rate | 6.4% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | +5.4% ▲ |
| 3-Year CAGR | +2.2% ▲ |
| 5-Year CAGR | +3.0% ▲ |
| 10-Year CAGR | +4.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.4%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52627
Population: 12,585
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 52627
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 627 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the average monthly rent in Fort Madison, IA?
Expect rents around $909/mo per month in Fort Madison, IA. With home values at $111K, the yield math works out to reasonable levels for rental investors.
What is the median home value in Fort Madison, IA?
Typical homes in Fort Madison, IA go for around $111K. The 5-year CAGR of 0.0% measured price movement.
Do rentals sit vacant long in Fort Madison, IA?
Rental vacancy in Fort Madison, IA is elevated. Investors should budget normal turnover but not chronic empty units.
Are eviction rules reasonable in Fort Madison, IA?
Fort Madison, IA falls under IA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
What kind of market is Fort Madison, IA for investors?
Investors tracking Fort Madison, IA will find a 3.0/5 rating supported by $111K median home values and $909/mo rents. That profile suits long-term holders targeting measured returns.
You know 52627 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 52627 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 52627 ranks in Fort Madison-Keokuk, IA-IL-MO
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