Real Estate Investing in Nauvoo, Illinois (62354)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hancock County • Population: 1,426 • Data updated: September 2026

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Should you buy in 62354 (Nauvoo, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 36.8% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.9% CAGR).

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Nauvoo, IL (62354)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $161,451
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $57,500
% Renters 21.1%

Market Analysis: 62354 Nauvoo

The 62354 ZIP in Nauvoo, IL is a local-operator market. Outside capital chasing a $161K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 62354 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Nauvoo have seen price recovery that 62354 has not matched. Hancock County data supports the view that the spread is structural rather than temporary.

Resident income in 62354 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 62354 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Nauvoo:

C+ Average
Buy Confidence Score: 60/100
Affordability
20/25
Appreciation
10/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+7.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$166K$156K$146K$136K$126K$116KFeb 2016May 2021Jul 2026

📊 How Does 62354 Compare?

Metric 62354 Nauvoo Illinois
Home Value $161,451 $161,451 $279,761
5-Year CAGR 0.9% 0.9% 6.6%
Avg Rent $900 $900 -
Cap Rate 4.4% 4.4% -
💡 Why Invest in 62354? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 62354 (Nauvoo, IL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
+0.9%
Slow

📊 Market Snapshot

Home Value $161,451
Monthly Rent $900
Price-to-Rent 15.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.7%
Cap Rate 4.4%
5-Year IRR 5.3%

📈 Home Appreciation

1-Year +7.0% ▲
3-Year CAGR +1.4% ▲
5-Year CAGR +0.9% ▲
10-Year CAGR +1.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
36.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.9%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 62354

Population: 1,426

💰 Median Household Income
$57,500
This area
$57,500
State
$75,721
USA
$74,580
🏠 Renter Occupied
21.1%
This area
21.1%
State
22.2%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-3.3%
USA
3.7%
🎓 College Educated
26.5%
This area
26.5%
State
16.4%
USA
33.7%
👤 Median Age
44.8 years
This area
44.8 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
36.8%
This area
36.8%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 97.4%
Asian 1.0%
Other/Mixed 0.9%
Black/African American 0.8%
Hispanic/Latino 0.3%
👶 Under 18
18.1%
This area
18.1%
USA
22.0%
👴 65 and Over
27.5%
This area
27.5%
USA
17.3%
📊 Poverty Rate
17.8%
This area
17.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 62354

A+ Avg School Grade
1 Schools
9.5:1 Avg Class Size
$26,300 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Nauvoo Elem School

📚 Pre-K – 08 School
👥
194 Students
👨‍🏫
9.5:1 Class Size
💰
$26,300 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Where do rents currently stand in Nauvoo, IL?

The typical rental in Nauvoo, IL commands about $900/mo monthly. That rent profile even-keeled cash flow against the $161K purchase basis.

How should investors approach Nauvoo, IL?

Most investors in Nauvoo, IL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Does house hacking work in Nauvoo, IL?

House hacking works a challenging in Nauvoo, IL. Rents of $900/mo against $161K acquisition make the strategy solid for owner-occupants.

How strict are landlord regulations in Nauvoo, IL?

Rental owners in Nauvoo, IL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the median home value in Nauvoo, IL?

Typical homes in Nauvoo, IL go for around $161K. The 5-year CAGR of 0.0% even-keeled price movement.

You know 62354 now. You don’t know where it ranks.

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How 62354 ranks in Fort Madison-Keokuk, IA-IL-MO

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Cash Flow → Appreciation → Affordable →
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