Real Estate Investing in New London, Iowa (52645)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52645 (New London, IA)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in New London, IA (52645)?
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Market Analysis: 52645 New London
From an investor standpoint, ZIP 52645 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $189K median. It rewards specialists, not generalists.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 52645 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Within IA, ZIP 52645 trails on several market indicators that neighboring Henry County submarkets outperform. The gap is real and solid enough to shape underwriting.
The 52645 ZIP's population of 3,472 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in New London:
Property Strategy for 52645
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $131,208 | $970 | 5.3% | — | $65,604 |
| 3BR | $186,929 | $1,260 | 4.9% | +4.8% | $62,310 |
| 4BR | $207,195 | $1,370 | 4.8% | — | $51,799 |
Market Trends
Home Value History (with trend line)
📊 How Does 52645 Compare?
| Metric | 52645 | New London | Burlington, IA-IL | Iowa |
|---|---|---|---|---|
| Home Value | $189,079 | $189,079 | N/A | $227,232 |
| 5-Year CAGR | 4.7% | 4.7% | N/A | 6.0% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 3.6% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52645 (New London, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $189,079 |
| Monthly Rent | $873 |
| Price-to-Rent | 18.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 8.3% |
📈 Home Appreciation
| 1-Year | +8.5% ▲ |
| 3-Year CAGR | +4.0% ▲ |
| 5-Year CAGR | +4.7% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52645
Population: 3,472
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 52645
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 627 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical home price in New London, IA?
In New London, IA the median home value sits at $189K. Against the broader IA market, that reads as reasonable for most investors.
Which real estate strategy fits New London, IA?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in New London, IA. The numbers - $189K homes against $873/mo rents - support that play.
Is New London, IA landlord-friendly?
IA law landlord-friendly for landlords, and New London inherits those rules. Investors should still review local ordinances for rental licensing.
How does New London, IA rate as a rental market?
New London, IA rates 3.0/5 for investability. With median values at $189K and rents near $873/mo, the market offers reasonable fundamentals for rental investors.
Are rents high in New London, IA?
Rents in New London, IA run near $873/mo. Compared with median home prices of $189K that produces solid gross yields for typical rentals.
You know 52645 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 52645 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 52645 ranks in Burlington, IA-IL
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