Real Estate Investing in Center Point, Iowa (52345)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52345 (Center Point, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 26.8 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Center Point, IA (52345)?
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Market Analysis: 52345 Center Point
ZIP 52345 inside Benton County looks affordable on the surface — median value of $272K — but the discount exists for reasons that a careful buyer should understand before committing.
On the rental side, the numbers look inviting — $272K purchase price, 0.0% nominal cap — the work to hit that pro forma in 52345 is substantial and deserves full respect.
Nearby ZIPs in Center Point have seen price recovery that 52345 has not matched. Benton County data supports the view that the spread is structural rather than temporary.
The 52345 ZIP's population of 1,636 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.
Experienced landlords with local relationships tend to find 52345 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Center Point:
Market Trends
Home Value History (with trend line)
📊 How Does 52345 Compare?
| Metric | 52345 | Center Point | Cedar Rapids, IA | Iowa |
|---|---|---|---|---|
| Home Value | $272,348 | $299,296 | N/A | $227,232 |
| 5-Year CAGR | 6.7% | 6.1% | N/A | 6.0% |
| Avg Rent | $846 | $954 | N/A | - |
| Cap Rate | 2.4% | 2.5% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52345 (Center Point, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $272,348 |
| Monthly Rent | $846 |
| Price-to-Rent | 26.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.7% |
| Cap Rate | 2.4% |
| 5-Year IRR | 9.2% |
📈 Home Appreciation
| 1-Year | +10.8% ▲ |
| 3-Year CAGR | +5.9% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52345
Population: 1,636
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 52345
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Are there empty rentals in Center Point, IA?
Center Point, IA sees elevated vacancy, which is reasonable relative to the broader IA rental market.
Are landlord laws favorable in Center Point, IA?
Center Point, IA operates under IA law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.
Where do rents currently stand in Center Point, IA?
Investors in Center Point, IA typically see rents near $846/mo per month against $272K home values - a solid setup for rental cash flow.
How should investors approach Center Point, IA?
In Center Point, IA the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $272K prices and $846/mo rents suits that approach.
Is real estate in Center Point, IA a good investment right now?
Center Point, IA scores 3.0/5 for investability. Home values sit at $272K and rents near $846/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
You know 52345 now. You don’t know where it ranks.
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How 52345 ranks in Cedar Rapids, IA
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