Real Estate Investing in Rowley, Iowa (52329)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Buchanan County • Population: 677 • Data updated: September 2026

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Should you buy in 52329 (Rowley, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rowley, IA (52329)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $264,481
Avg Monthly Rent $927
1% Rule ✗ Does Not Meet
Median Income $69,861
% Renters 15.4%

Market Analysis: 52329 Rowley

This part of Buchanan County is not an easy win. The 52329 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed markets are won on execution, not on spreadsheets. ZIP 52329 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Turning to rents, 52329 offers a low basis, the region around Rowley has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 52329 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

New investors are better served looking at Rowley's stable or hybrid ZIPs before stepping into 52329. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rowley:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+8.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $927/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$274K$246K$217K$188K$159K$130KFeb 2016May 2021Jul 2026

📊 How Does 52329 Compare?

Metric 52329 Rowley Iowa
Home Value $264,481 $264,481 $227,232
5-Year CAGR 7.0% 7.0% 6.0%
Avg Rent $927 $927 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 52329? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52329 (Rowley, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+7.0%
Strong

📊 Market Snapshot

Home Value $264,481
Monthly Rent $927
Price-to-Rent 23.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +8.5% ▲
3-Year CAGR +6.1% ▲
5-Year CAGR +7.0% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.0%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 52329

Population: 677

💰 Median Household Income
$69,861
This area
$69,861
State
$71,886
USA
$74,580
🏠 Renter Occupied
15.4%
This area
15.4%
State
19.7%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
0.0%
USA
3.7%
🎓 College Educated
20.3%
This area
20.3%
State
18.8%
USA
33.7%
👤 Median Age
54.9 years
This area
54.9 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
4.1%
This area
4.1%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 96.6%
Other/Mixed 3.2%
Black/African American 0.3%
👶 Under 18
12.8%
This area
12.8%
USA
22.0%
👴 65 and Over
27.2%
This area
27.2%
USA
17.3%
📊 Poverty Rate
4.0%
This area
4.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Are there empty rentals in Rowley, IA?

Vacancy in Rowley, IA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $927/mo.

What is the smart move for investors in Rowley, IA?

In Rowley, IA the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $264K prices and $927/mo rents suits that approach.

What is the renter demographic in Rowley, IA?

Rowley, IA offers a measured renter base at the $927/mo rent level. Tenant turnover is reasonable for well-managed properties.

Does house hacking work in Rowley, IA?

House hacking in Rowley, IA is reasonable to execute. Prices around $264K and rents of $927/mo solid owner-occupant economics.

How much should I expect to pay for a home in Rowley, IA?

Expect median prices around $264K in Rowley, IA. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.

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