Real Estate Investing in Winthrop, Iowa (50682)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50682 (Winthrop, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Winthrop, IA (50682)?
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Market Analysis: 50682 Winthrop
The 50682 ZIP in Winthrop, IA is a local-operator market. Outside capital chasing a $247K entry has to pair deep knowledge with the discount.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $247K asset, 50682 is the wrong submarket. If the plan prices in friction, the yield can still work.
Regionally, 50682 sits on the difficult end of the IA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
Demographically, 50682 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The 50682 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Winthrop:
Property Strategy for 50682
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $176,183 | $1,080 | 4.4% | +6.7% | $88,092 |
| 3BR | $248,737 | $1,470 | 4.3% | +7.9% | $82,912 |
| 4BR | $256,530 | $1,680 | 4.7% | +8.1% | $64,132 |
Market Trends
Home Value History (with trend line)
📊 How Does 50682 Compare?
| Metric | 50682 | Winthrop | Iowa |
|---|---|---|---|
| Home Value | $246,661 | $246,661 | $227,232 |
| 5-Year CAGR | 7.1% | 7.1% | 6.0% |
| Avg Rent | $972 | $972 | - |
| Cap Rate | 3.1% | 3.1% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50682 (Winthrop, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $246,661 |
| Monthly Rent | $972 |
| Price-to-Rent | 21.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.7% |
| Cap Rate | 3.1% |
| 5-Year IRR | 10.2% |
📈 Home Appreciation
| 1-Year | +7.4% ▲ |
| 3-Year CAGR | +5.4% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50682
Population: 1,700
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 50682
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What investment strategy works best in Winthrop, IA?
In Winthrop, IA the notable play is typically careful cash-flow rentals with hands-on management. The combination of $247K prices and $972/mo rents suits that approach.
How qualified is the tenant pool in Winthrop, IA?
Expect a solid tenant pool in Winthrop, IA. The rental market absorbs $972/mo rents without meaningful friction.
What monthly rent should investors expect in Winthrop, IA?
Average rent in Winthrop, IA is approximately $972/mo per month. Against $247K home values that yields a reasonable rent-to-price ratio.
Do rentals sit vacant long in Winthrop, IA?
Rental vacancy in Winthrop, IA is elevated. Investors should budget normal turnover but not chronic empty units.
How strict are landlord regulations in Winthrop, IA?
Winthrop, IA operates under IA law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.
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