Real Estate Investing in Lamont, Iowa (50650)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50650 (Lamont, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lamont, IA (50650)?
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Market Analysis: 50650 Lamont
Not every below-median market is a bargain. Lamont's 50650 ZIP stands at signals that favor experienced operators who can absorb the risk $195K pricing implies.
The investment case in 50650 is healthy only for operators who understand what they are buying. A $195K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
ZIP 50650's metrics run below Buchanan County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
A notable renter share of 21% in 50650 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategy in 50650 is an operator game, not a passive one. On the rental side, entry prices of $195K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Lamont:
Market Trends
Home Value History (with trend line)
📊 How Does 50650 Compare?
| Metric | 50650 | Lamont | Iowa |
|---|---|---|---|
| Home Value | $194,761 | $194,761 | $227,232 |
| 5-Year CAGR | 6.8% | 6.8% | 6.0% |
| Avg Rent | $891 | $891 | - |
| Cap Rate | 3.6% | 3.6% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50650 (Lamont, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $194,761 |
| Monthly Rent | $891 |
| Price-to-Rent | 18.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +9.2% ▲ |
| 3-Year CAGR | +6.5% ▲ |
| 5-Year CAGR | +6.8% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50650
Population: 664
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What are home prices like in Lamont, IA?
Median home price in Lamont, IA is near $195K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.
Are tenants stable in Lamont, IA?
Lamont, IA draws a measured base of working renters. Demand at the $891/mo rent level is reasonable for standard single-family and small multi rentals.
Is Lamont, IA a friendly market for rental owners?
For rental operators, Lamont, IA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
Is Lamont, IA good for house hacking?
House hacking in Lamont, IA is a challenging. With home values around $195K and rents at $891/mo, owner-occupants can offset a meaningful share of PITI.
Should investors consider Lamont, IA?
With a 3.0/5 investability score, Lamont, IA ranks as a solid market for rental property investors. Median prices of $195K and rents of $891/mo drive the underlying numbers.
You know 50650 now. You don’t know where it ranks.
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