Real Estate Investing in Manchester, Iowa (52057)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Delaware County • Population: 7,883 • Data updated: September 2026

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Should you buy in 52057 (Manchester, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Manchester, IA (52057)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $236,211
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $73,066
% Renters 17.8%

Market Analysis: 52057 Manchester

The 52057 ZIP covers a section of Manchester that demands careful diligence. Prices near $236K look accessible, but the work to make a deal cash flow is real.

From a cash-flow lens, the numbers look inviting — $236K purchase price, 0.0% nominal cap — the work to hit that pro forma in 52057 is substantial and deserves full respect.

Nearby ZIPs in Manchester have seen price recovery that 52057 has not matched. Delaware County data supports the view that the spread is structural rather than temporary.

Resident income in 52057 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. sturdy returns are possible in 52057, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Manchester:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+10.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 52057

Which property type performs best in this market?

Best for Cash Flow
2BR
3.7% cap rate
Best for Appreciation
3BR
+8.1% 5yr CAGR
Best Overall Value
4BR
$74,425/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $179,330 $920 3.7% +7.8% $89,665
3BR $233,245 $1,100 3.4% +8.1% $77,748
4BR $297,699 $1,230 3.0% +7.8% $74,425
5BR $408,771 +7.1% $81,754

Market Trends

Home Value History (with trend line)

$249K$217K$185K$152K$120K$88KJan 2010May 2018Jul 2026

📊 How Does 52057 Compare?

Metric 52057 Manchester Iowa
Home Value $236,211 $236,211 $227,232
5-Year CAGR 6.0% 6.0% 6.0%
Avg Rent $828 $828 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 52057? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52057 (Manchester, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+6.0%
Moderate

📊 Market Snapshot

Home Value $236,211
Monthly Rent $828
Price-to-Rent 23.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +10.7% ▲
3-Year CAGR +5.7% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +5.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 52057

Population: 7,883

💰 Median Household Income
$73,066
This area
$73,066
State
$71,886
USA
$74,580
🏠 Renter Occupied
17.8%
This area
17.8%
State
19.7%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
0.0%
USA
3.7%
🎓 College Educated
21.0%
This area
21.0%
State
18.8%
USA
33.7%
👤 Median Age
45.3 years
This area
45.3 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
13.6%
This area
13.6%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 93.7%
Other/Mixed 5.9%
Hispanic/Latino 2.2%
Asian 0.4%
👶 Under 18
22.6%
This area
22.6%
USA
22.0%
👴 65 and Over
21.9%
This area
21.9%
USA
17.3%
📊 Poverty Rate
5.1%
This area
5.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 52057

A+ Avg School Grade
3 Schools
12.8:1 Avg Class Size
$19,634 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Lambert Elementary School

📚 Pre-K – 04 Elementary
👥
465 Students
👨‍🏫
13.3:1 Class Size
💰
$19,634 Per Student
A+ Excellent

West Delaware High School

📚 09 – 12 High School
👥
466 Students
👨‍🏫
13.2:1 Class Size
💰
$19,634 Per Student
A+ Excellent

West Delaware Middle School

📚 05 – 08 School
👥
372 Students
👨‍🏫
12.1:1 Class Size
💰
$19,634 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How does Manchester, IA stack up for property investment?

Manchester, IA sits at an investability rating of 3.0/5, with median home values near $236K and average rents around $828/mo. That combination puts it in the solid tier for investor interest.

Should investors worry about vacancy in Manchester, IA?

Manchester, IA sees elevated vacancy, which is reasonable relative to the broader IA rental market.

How expensive is real estate in Manchester, IA?

The median home value in Manchester, IA is roughly $236K. That puts it reasonable relative to the IA statewide average.

Are landlord laws favorable in Manchester, IA?

Rental owners in Manchester, IA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What are rental rates like in Manchester, IA?

Average rent in Manchester, IA is approximately $828/mo per month. Against $236K home values that yields a reasonable rent-to-price ratio.

You know 52057 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 52057 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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