Real Estate Investing in Earlville, Iowa (52041)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52041 (Earlville, IA)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Earlville, IA (52041)?
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Market Analysis: 52041 Earlville
The 52041 ZIP covers a section of Earlville that demands careful diligence. Prices near $245K look accessible, but the work to make a deal cash flow is real.
On balance, the numbers look inviting — $245K purchase price, 0.0% nominal cap — the work to hit that pro forma in 52041 is substantial and deserves full respect.
Nearby ZIPs in Earlville have seen price recovery that 52041 has not matched. Delaware County data supports the view that the spread is structural rather than temporary.
The 52041 ZIP's population of 1,796 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.
Distressed ZIPs reward experience. healthy returns are possible in 52041, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Earlville:
Property Strategy for 52041
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $231,568 | $1,160 | 3.6% | +5.3% | $77,189 |
| 4BR | $313,606 | $1,290 | 3.0% | +7.6% | $78,401 |
Market Trends
Home Value History (with trend line)
📊 How Does 52041 Compare?
| Metric | 52041 | Earlville | Iowa |
|---|---|---|---|
| Home Value | $245,450 | $250,426 | $227,232 |
| 5-Year CAGR | 4.0% | 4.6% | 6.0% |
| Avg Rent | $873 | $869 | - |
| Cap Rate | 2.8% | 2.7% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52041 (Earlville, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $245,450 |
| Monthly Rent | $873 |
| Price-to-Rent | 23.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.3% |
| Cap Rate | 2.8% |
| 5-Year IRR | 6.8% |
📈 Home Appreciation
| 1-Year | +13.6% ▲ |
| 3-Year CAGR | +2.2% ▲ |
| 5-Year CAGR | +4.0% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52041
Population: 1,796
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 52041
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How do experienced investors play Earlville, IA?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Earlville, IA. The numbers - $245K homes against $873/mo rents - support that play.
Are landlord laws favorable in Earlville, IA?
Rental owners in Earlville, IA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
How high is vacancy risk in Earlville, IA?
Vacancy risk in Earlville, IA is elevated. That supports stable cash flow for typical rental holds.
Is it easy to find good tenants in Earlville, IA?
Tenant demand in Earlville, IA is solid. The local workforce $873/mo rents across most rental classes.
How much do tenants pay in Earlville, IA?
Rent in Earlville, IA is around $873/mo. The resulting rent-to-value relationship with $245K pricing is reasonable for most investor models.
You know 52041 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 52041 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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Community Ratings
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