Real Estate Investing in Hopkinton, Iowa (52237)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Delaware County • Population: 1,526 • Data updated: September 2026

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Should you buy in 52237 (Hopkinton, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 12.3% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 26.0 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hopkinton, IA (52237)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $257,874
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $81,796
% Renters 14.3%

Market Analysis: 52237 Hopkinton

The 52237 ZIP in Hopkinton, IA is a local-operator market. Outside capital chasing a $258K entry has to pair deep knowledge with the discount.

The 52237 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader IA picture, 52237 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 52237 includes headwinds that any investor should price in. Income distribution skews lower than Hopkinton averages, and tenant stability requires active management.

The 52237 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hopkinton:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+11.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 52237

Which property type performs best in this market?

Best for Cash Flow
2BR
3.5% cap rate
Best for Appreciation
3BR
+8.0% 5yr CAGR
Best Overall Value
3BR
$83,812/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $186,941 $920 3.5% +7.3% $93,471
3BR $251,436 $1,190 3.4% +8.0% $83,812
4BR $358,607 $1,510 3.0% $89,652

Market Trends

Home Value History (with trend line)

$271K$243K$215K$187K$159K$131KFeb 2016May 2021Jul 2026

📊 How Does 52237 Compare?

Metric 52237 Hopkinton Iowa
Home Value $257,874 $257,874 $227,232
5-Year CAGR 6.1% 6.1% 6.0%
Avg Rent $828 $828 -
Cap Rate 2.5% 2.5% -
💡 Why Invest in 52237? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52237 (Hopkinton, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+6.1%
Strong

📊 Market Snapshot

Home Value $257,874
Monthly Rent $828
Price-to-Rent 26.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.5%
5-Year IRR 8.6%

📈 Home Appreciation

1-Year +11.8% ▲
3-Year CAGR +4.8% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 52237

Population: 1,526

💰 Median Household Income
$81,796
This area
$81,796
State
$71,886
USA
$74,580
🏠 Renter Occupied
14.3%
This area
14.3%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.5%
This area
0.5%
State
0.0%
USA
3.7%
🎓 College Educated
13.2%
This area
13.2%
State
18.8%
USA
33.7%
👤 Median Age
28.0 years
This area
28.0 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
12.3%
This area
12.3%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 99.0%
Other/Mixed 1.0%
Hispanic/Latino 0.9%
👶 Under 18
34.0%
This area
34.0%
USA
22.0%
👴 65 and Over
11.0%
This area
11.0%
USA
17.3%
📊 Poverty Rate
3.6%
This area
3.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 52237

A Avg School Grade
1 Schools
10.5:1 Avg Class Size
$14,500 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Johnston Elementary School

📚 01 – 02 Elementary
👥
101 Students
👨‍🏫
10.5:1 Class Size
💰
$14,500 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Which real estate strategy fits Hopkinton, IA?

The best-fit strategy in Hopkinton, IA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Where do rents currently stand in Hopkinton, IA?

Investors in Hopkinton, IA typically see rents near $828/mo per month against $258K home values - a solid setup for rental cash flow.

Do rentals sit vacant long in Hopkinton, IA?

Rental vacancy in Hopkinton, IA is elevated. Investors should budget normal turnover but not chronic empty units.

Is house hacking profitable in Hopkinton, IA?

House hacking works a challenging in Hopkinton, IA. Rents of $828/mo against $258K acquisition make the strategy solid for owner-occupants.

How much does a house cost in Hopkinton, IA?

Homes in Hopkinton, IA typically sell near $258K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.

You know 52237 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 52237 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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