Real Estate Investing in Colesburg, Iowa (52035)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clayton • Population: 1,345 • Data updated: September 2026

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Should you buy in 52035 (Colesburg, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 15.7% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 26.0 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Colesburg, IA (52035)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $258,179
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $59,219
% Renters 17.2%

Market Analysis: 52035 Colesburg

The 52035 ZIP covers a section of Colesburg that demands careful diligence. Prices near $258K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 52035 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Colesburg have seen price recovery that 52035 has not matched. Clayton data supports the view that the spread is structural rather than temporary.

Resident income in 52035 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. notable returns are possible in 52035, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Colesburg:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+12.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$272K$244K$215K$187K$159K$130KFeb 2018May 2022Jul 2026

📊 How Does 52035 Compare?

Metric 52035 Colesburg Iowa
Home Value $258,179 $258,179 $227,232
5-Year CAGR 7.4% 7.4% 6.0%
Avg Rent $828 $828 -
Cap Rate 2.5% 2.5% -
💡 Why Invest in 52035? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52035 (Colesburg, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+7.4%
Strong

📊 Market Snapshot

Home Value $258,179
Monthly Rent $828
Price-to-Rent 26.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.5%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +12.3% ▲
3-Year CAGR +7.9% ▲
5-Year CAGR +7.4% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 52035

Population: 1,345

💰 Median Household Income
$59,219
This area
$59,219
State
$71,886
USA
$74,580
🏠 Renter Occupied
17.2%
This area
17.2%
State
19.7%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
0.0%
USA
3.7%
🎓 College Educated
15.6%
This area
15.6%
State
18.8%
USA
33.7%
👤 Median Age
45.4 years
This area
45.4 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
15.7%
This area
15.7%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 93.2%
Other/Mixed 6.8%
👶 Under 18
22.6%
This area
22.6%
USA
22.0%
👴 65 and Over
21.8%
This area
21.8%
USA
17.3%
📊 Poverty Rate
2.9%
This area
2.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 52035

B+ Avg School Grade
1 Schools
13.4:1 Avg Class Size
$14,203 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Edgewood-Colesburg Elementary School

📚 Pre-K – 06 School
👥
295 Students
👨‍🏫
13.4:1 Class Size
💰
$14,203 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How viable is house hacking in Colesburg, IA?

The house hack math a challenging in Colesburg, IA. Owner-occupant buyers benefit from the $828/mo rents and $258K home values.

How strong are rents in Colesburg, IA?

Investors in Colesburg, IA typically see rents near $828/mo per month against $258K home values - a solid setup for rental cash flow.

Are renters plentiful in Colesburg, IA?

Working renters make up the core of the Colesburg, IA tenant base. The pool is reasonable for investors targeting long-term holds.

How landlord-friendly is Colesburg, IA?

Landlord-friendliness in Colesburg, IA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What are home prices like in Colesburg, IA?

The median home value in Colesburg, IA is roughly $258K. That puts it reasonable relative to the IA statewide average.

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