Real Estate Investing in Center Point, Iowa (52213)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Linn County • Population: 3,977 • Data updated: September 2026

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Should you buy in 52213 (Center Point, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 25.6 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Center Point, IA (52213)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $326,243
Avg Monthly Rent $1,062
1% Rule ✗ Does Not Meet
Median Income $81,117
% Renters 17.2%

Market Analysis: 52213 Center Point

ZIP 52213 in Center Point, IA carries a durable set of headwinds. Home values near $326K and rents of $1,062/mo sit inside a market where underwriting has to be tight.

The 52213 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Regionally, 52213 sits on the difficult end of the IA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

Resident income in 52213 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. significant returns are possible in 52213, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Center Point:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+7.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,062/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Cedar Rapids, IA Metro Area
More inventory, negotiating room for buyers
41 days
Average time to sell
Average
10.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cedar Rapids, IA metro data
🏠

Property Strategy for 52213

Which property type performs best in this market?

Best for Cash Flow
3BR
4.1% cap rate
Best for Appreciation
2BR
+6.2% 5yr CAGR
Best Overall Value
4BR
$87,631/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $238,619 $1,180 3.6% +6.2% $119,309
3BR $288,453 $1,630 4.1% +5.9% $96,151
4BR $350,524 $1,960 4.0% +5.1% $87,631
5BR $457,983 +5.8% $91,597

Market Trends

Home Value History (with trend line)

$340K$301K$261K$222K$183K$144KJul 2006Jul 2016Jul 2026

📊 How Does 52213 Compare?

Metric 52213 Center Point Cedar Rapids, IA Iowa
Home Value $326,243 $299,296 N/A $227,232
5-Year CAGR 5.4% 6.1% N/A 6.0%
Avg Rent $1,062 $954 N/A -
Cap Rate 2.5% 2.5% - -
💡 Why Invest in 52213? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52213 (Center Point, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+5.4%
Moderate

📉 Market Crash Risk Index

Based on Cedar Rapids, IA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
46%
Days Pending
1/2
41 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $326,243
Monthly Rent $1,062
Price-to-Rent 25.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.5%
5-Year IRR 7.9%

📈 Home Appreciation

1-Year +7.6% ▲
3-Year CAGR +4.4% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +5.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 52213

Population: 3,977

💰 Median Household Income
$81,117
This area
$81,117
State
$71,886
USA
$74,580
🏠 Renter Occupied
17.2%
This area
17.2%
State
19.7%
USA
34.0%
💼 Unemployment Rate
1.4%
This area
1.4%
State
0.0%
USA
3.7%
🎓 College Educated
32.1%
This area
32.1%
State
18.8%
USA
33.7%
👤 Median Age
42.1 years
This area
42.1 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
2.2%
This area
2.2%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 98.9%
Asian 0.4%
Other/Mixed 0.4%
Black/African American 0.3%
Hispanic/Latino 0.1%
👶 Under 18
23.3%
This area
23.3%
USA
22.0%
👴 65 and Over
16.4%
This area
16.4%
USA
17.3%
📊 Poverty Rate
5.3%
This area
5.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 52213

B+ Avg School Grade
3 Schools
14.3:1 Avg Class Size
$12,564 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Center Point-Urbana Middle School

📚 06 – 08 Middle
👥
317 Students
👨‍🏫
13.2:1 Class Size
💰
$12,564 Per Student
B+ Above Average

Center Point-Urbana Primary School

📚 Pre-K – 02 Elementary
👥
379 Students
👨‍🏫
14.3:1 Class Size
💰
$12,564 Per Student
B Good

Center Point-Urbana High School

📚 09 – 12 High School
👥
462 Students
👨‍🏫
15.4:1 Class Size
💰
$12,564 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Mount Mercy University
1,451 students · 15.0 mi

Frequently Asked Questions

Is Center Point, IA a good market for buy-and-hold investors?

Our data puts Center Point, IA at 3.0/5 for investability. Home prices of $326K and rents around $1,062/mo create a solid backdrop for investor activity.

Are homes affordable in Center Point, IA?

Center Point, IA median home values land near $326K. That is reasonable territory for investors looking at $1,062/mo-per-month rentals.

What are rental rates like in Center Point, IA?

Average rent in Center Point, IA is approximately $1,062/mo per month. Against $326K home values that yields a reasonable rent-to-price ratio.

Is Center Point, IA better for rentals, flips, or BRRRR?

Center Point, IA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($326K prices, $1,062/mo rents) make it a reasonable choice.

What is the typical vacancy rate in Center Point, IA?

Occupancy in Center Point, IA runs steady with elevated vacancy. Well-priced units at $1,062/mo lease on reasonable timelines.

You know 52213 now. You don’t know where it ranks.

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How 52213 ranks in Cedar Rapids, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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