Real Estate Investing in Toddville, Iowa (52341)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Linn County • Population: 1,372 • Data updated: September 2026

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Should you buy in 52341 (Toddville, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 26.8% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 36.7 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Toddville, IA (52341)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $436,188
Avg Monthly Rent $990
1% Rule ✗ Does Not Meet
Median Income $103,640
% Renters 4.3%

Market Analysis: 52341 Toddville

Not every below-median market is a bargain. Toddville's 52341 ZIP stands at signals that favor experienced operators who can absorb the risk $436K pricing implies.

Turning to rents, the numbers look inviting — $436K purchase price, 0.0% nominal cap — the work to hit that pro forma in 52341 is substantial and deserves full respect.

Within IA, ZIP 52341 trails on several market indicators that neighboring Linn County submarkets outperform. The gap is real and solid enough to shape underwriting.

Who lives in 52341 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 52341 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Toddville:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+8.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $990/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Cedar Rapids, IA Metro Area
More inventory, negotiating room for buyers
41 days
Average time to sell
Average
10.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cedar Rapids, IA metro data
🏠

Property Strategy for 52341

Which property type performs best in this market?

Best for Cash Flow
3BR
2.7% cap rate
Best for Appreciation
3BR
+6.4% 5yr CAGR
Best Overall Value
4BR
$129,596/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $406,912 $1,520 2.7% +6.4% $135,637
4BR $518,385 $1,830 2.5% $129,596

Market Trends

Home Value History (with trend line)

$453K$405K$358K$310K$263K$215KAug 2014Aug 2020Jul 2026

📊 How Does 52341 Compare?

Metric 52341 Toddville Cedar Rapids, IA Iowa
Home Value $436,188 $436,188 N/A $227,232
5-Year CAGR 5.5% 5.5% N/A 6.0%
Avg Rent $990 $990 N/A -
Cap Rate 1.8% 1.8% - -
💡 Why Invest in 52341? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52341 (Toddville, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.8%
Low
5yr Growth
+5.5%
Moderate

📉 Market Crash Risk Index

Based on Cedar Rapids, IA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
46%
Days Pending
1/2
41 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $436,188
Monthly Rent $990
Price-to-Rent 36.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.7%
Cap Rate 1.8%
5-Year IRR 7.3%

📈 Home Appreciation

1-Year +8.6% ▲
3-Year CAGR +4.8% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +5.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
26.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 52341

Population: 1,372

💰 Median Household Income
$103,640
This area
$103,640
State
$71,886
USA
$74,580
🏠 Renter Occupied
4.3%
This area
4.3%
State
19.7%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
0.0%
USA
3.7%
🎓 College Educated
25.3%
This area
25.3%
State
18.8%
USA
33.7%
👤 Median Age
42.0 years
This area
42.0 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
26.8%
This area
26.8%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 96.2%
Other/Mixed 3.0%
Black/African American 0.8%
👶 Under 18
32.8%
This area
32.8%
USA
22.0%
👴 65 and Over
14.3%
This area
14.3%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

5 Nearby 8,317 Off-Campus Students
C
Mount Mercy University
1,451 students · 8.3 mi
C+
Coe College
1,278 students · 9.0 mi
C
Mercy-St Luke's School of Radiologic Technology
21 students · 9.1 mi
C
Capri College-Cedar Rapids
128 students · 10.1 mi
C
Kirkwood Community College
12,660 students · 14.1 mi

Investor Insight: With 8,317 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the investability score for Toddville, IA?

Toddville, IA registers an investability rating of 3.0/5, with median home values near $436K and average rents around $990/mo. That combination puts it in the significant tier for investor interest.

Are eviction rules reasonable in Toddville, IA?

For rental operators, Toddville, IA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How high is vacancy risk in Toddville, IA?

Vacancy risk in Toddville, IA is elevated. That supports predictable cash flow for typical rental holds.

Can owner-occupants cash flow in Toddville, IA?

Toddville, IA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $990/mo rent level.

How much do tenants pay in Toddville, IA?

Rent in Toddville, IA is around $990/mo. The resulting rent-to-value relationship with $436K pricing is reasonable for most investor models.

You know 52341 now. You don’t know where it ranks.

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How 52341 ranks in Cedar Rapids, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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