Real Estate Investing in Yorkshire, Ohio (45388)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Darke County • Population: 727 • Data updated: September 2026

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Should you buy in 45388 (Yorkshire, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 32.4 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Yorkshire, OH (45388)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $356,493
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $93,125
% Renters 7.9%

Market Analysis: 45388 Yorkshire

ZIP 45388 in Yorkshire, OH carries a durable set of headwinds. Home values near $356K and rents of $918/mo sit inside a market where underwriting has to be tight.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $356K asset, 45388 is the wrong submarket. If the plan prices in friction, the yield can still work.

Nearby ZIPs in Yorkshire have seen price recovery that 45388 has not matched. Darke County data supports the view that the spread is structural rather than temporary.

In practical terms, 727 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Distressed ZIPs reward experience. durable returns are possible in 45388, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Yorkshire:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+9.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Greenville, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
13.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Greenville, OH metro data

Market Trends

Home Value History (with trend line)

$374K$322K$270K$218K$166K$114KJul 2006Jul 2016Jul 2026

📊 How Does 45388 Compare?

Metric 45388 Yorkshire Greenville, OH Ohio
Home Value $356,493 $356,493 N/A $237,530
5-Year CAGR 7.8% 7.8% N/A 7.4%
Avg Rent $918 $918 N/A -
Cap Rate 2.0% 2.0% - -
💡 Why Invest in 45388? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45388 (Yorkshire, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.0%
Low
5yr Growth
+7.8%
Strong

📉 Market Crash Risk Index

Based on Greenville, OH metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
58%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $356,493
Monthly Rent $918
Price-to-Rent 32.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.1%
Cap Rate 2.0%
5-Year IRR 9.8%

📈 Home Appreciation

1-Year +9.9% ▲
3-Year CAGR +6.5% ▲
5-Year CAGR +7.8% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
1.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 45388

Population: 727

💰 Median Household Income
$93,125
This area
$93,125
State
$68,496
USA
$74,580
🏠 Renter Occupied
7.9%
This area
7.9%
State
25.8%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-9.1%
USA
3.7%
🎓 College Educated
15.5%
This area
15.5%
State
8.4%
USA
33.7%
👤 Median Age
30.8 years
This area
30.8 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
1.6%
This area
1.6%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 99.8%
Hispanic/Latino 0.1%
Black/African American 0.1%
Other/Mixed 0.1%
👶 Under 18
39.1%
This area
39.1%
USA
22.0%
👴 65 and Over
9.6%
This area
9.6%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Does Yorkshire, OH make sense for an investment property?

The 3.0/5 investability rating in Yorkshire, OH reflects its $356K prices and $918/mo rents. Investors generally consider it a solid option within OH.

What is the typical vacancy rate in Yorkshire, OH?

Occupancy in Yorkshire, OH runs steady with elevated vacancy. Well-priced units at $918/mo lease on reasonable timelines.

What real estate strategy is ideal for Yorkshire, OH?

For Yorkshire, OH, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How much should I expect to pay for a home in Yorkshire, OH?

Expect median prices around $356K in Yorkshire, OH. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

How much is rent in Yorkshire, OH?

Yorkshire, OH rentals go for roughly $918/mo a month. That puts gross yield in solid territory relative to $356K acquisition costs.

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How 45388 ranks in Greenville, OH

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