Real Estate Investing in Osgood, Ohio (45351)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45351 (Osgood, OH)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 26.6 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Osgood, OH (45351)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 45351 Osgood
ZIP 45351 in Osgood, OH carries a robust set of headwinds. Home values near $287K and rents of $900/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 45351 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Regionally, 45351 sits on the difficult end of the OH spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.
A resilient renter share of 20% in 45351 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategically, 45351 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Osgood:
Market Trends
Home Value History (with trend line)
📊 How Does 45351 Compare?
| Metric | 45351 | Osgood | Greenville, OH | Ohio |
|---|---|---|---|---|
| Home Value | $287,306 | $287,306 | N/A | $237,530 |
| 5-Year CAGR | 7.7% | 7.7% | N/A | 7.4% |
| Avg Rent | $900 | $900 | N/A | - |
| Cap Rate | 2.4% | 2.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45351 (Osgood, OH). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 45351 (Osgood, OH)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $287,306 |
| Monthly Rent | $900 |
| Price-to-Rent | 26.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.4% |
| 5-Year IRR | 10.1% |
📈 Home Appreciation
| 1-Year | +12.0% ▲ |
| 3-Year CAGR | +6.9% ▲ |
| 5-Year CAGR | +7.7% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45351
Population: 384
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How much should I expect to pay for a home in Osgood, OH?
Expect median prices around $287K in Osgood, OH. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.
Is rental property easy to operate in Osgood, OH?
The landlord environment in Osgood, OH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
How strong is the working-renter base in Osgood, OH?
The renter base in Osgood, OH is reasonable for the $900/mo price point. Screening well and pricing to market typically yields steady tenants.
Is vacancy a concern in Osgood, OH?
Rental vacancy in Osgood, OH is elevated. Investors should budget normal turnover but not chronic empty units.
Is Osgood, OH a good market for FHA house hackers?
Osgood, OH is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $287K price point reasonable to enter.
You know 45351 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 45351 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 45351 ranks in Greenville, OH
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 45351 (Osgood)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 45351 (Osgood, OH).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.