Real Estate Investing in Ansonia, Ohio (45303)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Darke County • Population: 2,169 • Data updated: September 2026

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Should you buy in 45303 (Ansonia, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.8% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ansonia, OH (45303)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $192,000
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $55,938
% Renters 25.0%

Market Analysis: 45303 Ansonia

Not every below-median market is a bargain. Ansonia's 45303 ZIP reflects signals that favor experienced operators who can absorb the risk $192K pricing implies.

On balance, the numbers look inviting — $192K purchase price, 0.0% nominal cap — the work to hit that pro forma in 45303 is substantial and deserves full respect.

Within OH, ZIP 45303 trails on several market indicators that neighboring Darke County submarkets outperform. The gap is real and sturdy enough to shape underwriting.

Resident income in 45303 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 45303 is an operator game, not a passive one. From an investor standpoint, entry prices of $192K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ansonia:

B Good
Buy Confidence Score: 73/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+14.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Greenville, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
13.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Greenville, OH metro data
🏠

Property Strategy for 45303

Which property type performs best in this market?

Best for Cash Flow
2BR
5.4% cap rate
Best for Appreciation
4BR
+9.4% 5yr CAGR
Best Overall Value
4BR
$57,983/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $128,581 $970 5.4% +9.3% $64,291
3BR $187,193 $1,290 5.0% +8.2% $62,398
4BR $231,932 $1,300 4.0% +9.4% $57,983

Market Trends

Home Value History (with trend line)

$201K$175K$150K$124K$99K$73KJul 2006Jul 2016Jul 2026

📊 How Does 45303 Compare?

Metric 45303 Ansonia Greenville, OH Ohio
Home Value $192,000 $192,000 N/A $237,530
5-Year CAGR 8.3% 8.3% N/A 7.4%
Avg Rent $873 $873 N/A -
Cap Rate 3.6% 3.6% - -
💡 Why Invest in 45303? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45303 (Ansonia, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+8.3%
Strong

📉 Market Crash Risk Index

Based on Greenville, OH metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
58%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $192,000
Monthly Rent $873
Price-to-Rent 18.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 11.9%

📈 Home Appreciation

1-Year +14.9% ▲
3-Year CAGR +9.2% ▲
5-Year CAGR +8.3% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.8%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.3%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 45303

Population: 2,169

💰 Median Household Income
$55,938
This area
$55,938
State
$68,496
USA
$74,580
🏠 Renter Occupied
25.0%
This area
25.0%
State
25.8%
USA
34.0%
💼 Unemployment Rate
1.2%
This area
1.2%
State
-9.1%
USA
3.7%
🎓 College Educated
11.8%
This area
11.8%
State
8.4%
USA
33.7%
👤 Median Age
38.5 years
This area
38.5 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
8.8%
This area
8.8%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 99.9%
Other/Mixed 0.1%
👶 Under 18
23.4%
This area
23.4%
USA
22.0%
👴 65 and Over
11.8%
This area
11.8%
USA
17.3%
📊 Poverty Rate
12.8%
This area
12.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 45303

B Avg School Grade
3 Schools
12.5:1 Avg Class Size
$13,866 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Ansonia High School

📚 09 – 12 High School
👥
212 Students
👨‍🏫
9.0:1 Class Size
💰
$13,866 Per Student
B Good

Ansonia Elementary School

📚 Pre-K – 06 School
👥
494 Students
👨‍🏫
15.9:1 Class Size
💰
$13,866 Per Student
C Below Average

Ansonia Middle School

📚 07 – 08 Middle Limited Data
👥
98 Students
💰
$13,866 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Ansonia, OH a good place for real estate investing?

Ansonia, OH sits at an investability rating of 3.0/5, with median home values near $192K and average rents around $873/mo. That combination puts it in the robust tier for investor interest.

Do landlords face vacancy issues in Ansonia, OH?

Rental vacancy in Ansonia, OH is elevated. Investors should budget normal turnover but not chronic empty units.

What do landlords charge for rent in Ansonia, OH?

Expect rents around $873/mo per month in Ansonia, OH. With home values at $192K, the yield math works out to reasonable levels for rental investors.

Are eviction rules reasonable in Ansonia, OH?

Ansonia, OH falls under OH landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Which real estate strategy fits Ansonia, OH?

The best-fit strategy in Ansonia, OH is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 45303 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 45303 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 45303 ranks in Greenville, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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