Real Estate Investing in Oak Harbor, Ohio (43449)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 43449 (Oak Harbor, OH)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 17.5% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Oak Harbor, OH (43449)?
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Market Analysis: 43449 Oak Harbor
Investors eyeing 43449 need to respect the fundamentals at play. Home values of $214K come alongside slower price movement and elevated management overhead.
For an experienced owner, 43449 can be a a strong candidate for hunting ground — but the discount at $214K reflects genuine risk that outside investors often underestimate.
Statewide comparisons place 43449 among OH's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The demographic picture in 43449 includes headwinds that any investor should price in. Income distribution skews lower than Oak Harbor averages, and tenant stability requires active management.
The right play in 43449 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Oak Harbor:
Property Strategy for 43449
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $123,883 | $820 | 4.8% | +11.2% | $123,883 |
| 2BR | $184,772 | $1,070 | 4.2% | +6.3% | $92,386 |
| 3BR | $235,649 | $1,280 | 3.9% | +6.0% | $78,550 |
| 4BR | $266,356 | $1,640 | 4.4% | +6.2% | $66,589 |
| 5BR | $289,870 | — | — | +6.6% | $57,974 |
Market Trends
Home Value History (with trend line)
📊 How Does 43449 Compare?
| Metric | 43449 | Oak Harbor | Toledo, OH | Ohio |
|---|---|---|---|---|
| Home Value | $214,378 | $214,378 | N/A | $237,530 |
| 5-Year CAGR | 4.1% | 4.1% | N/A | 7.4% |
| Avg Rent | $963 | $963 | N/A | - |
| Cap Rate | 3.5% | 3.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 43449 (Oak Harbor, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $214,378 |
| Monthly Rent | $963 |
| Price-to-Rent | 18.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.4% |
| Cap Rate | 3.5% |
| 5-Year IRR | 7.6% |
📈 Home Appreciation
| 1-Year | +3.1% ▲ |
| 3-Year CAGR | +3.9% ▲ |
| 5-Year CAGR | +4.1% ▲ |
| 10-Year CAGR | +5.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 43449
Population: 8,053
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 43449
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 664 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What approach is best for Oak Harbor, OH real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Oak Harbor, OH. The numbers - $214K homes against $963/mo rents - support that play.
What is the tenant pool like in Oak Harbor, OH?
Expect a solid tenant pool in Oak Harbor, OH. The rental market absorbs $963/mo rents without meaningful friction.
How strong are rents in Oak Harbor, OH?
Investors in Oak Harbor, OH typically see rents near $963/mo per month against $214K home values - a solid setup for rental cash flow.
Is Oak Harbor, OH good for landlords?
Oak Harbor, OH falls under OH landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
What kind of market is Oak Harbor, OH for investors?
Investors tracking Oak Harbor, OH will find a 3.0/5 rating supported by $214K median home values and $963/mo rents. That profile suits long-term holders targeting even-keeled returns.
You know 43449 now. You don’t know where it ranks.
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How 43449 ranks in Toledo, OH
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