Real Estate Investing in Martin, Ohio (43445)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ottawa County • Population: 803 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 43445 (Martin, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (84/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Martin, OH (43445)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $229,724
Avg Monthly Rent $1,080
1% Rule ✗ Does Not Meet
Median Income $93,466
% Renters 0.0%

Market Analysis: 43445 Martin

ZIP 43445 inside Ottawa County looks affordable on the surface — median value of $230K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $230K asset, 43445 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 43445 sits on the difficult end of the OH spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

Resident income in 43445 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 43445 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Martin:

B Good
Buy Confidence Score: 73/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.5× the median income
Value Trend
Rising (+4.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,080/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Toledo, OH Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Toledo, OH metro data

Market Trends

Home Value History (with trend line)

$240K$213K$186K$159K$131K$104KJul 2006Jul 2016Jul 2026

📊 How Does 43445 Compare?

Metric 43445 Martin Toledo, OH Ohio
Home Value $229,724 $229,724 N/A $237,530
5-Year CAGR 4.1% 4.1% N/A 7.4%
Avg Rent $1,080 $1,080 N/A -
Cap Rate 3.7% 3.7% - -
💡 Why Invest in 43445? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 43445 (Martin, OH). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 43445 (Martin, OH)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+4.1%
Moderate

📉 Market Crash Risk Index

Based on Toledo, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
41%
Days Pending
0/2
30 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $229,724
Monthly Rent $1,080
Price-to-Rent 17.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.7%
5-Year IRR 7.7%

📈 Home Appreciation

1-Year +4.0% ▲
3-Year CAGR +3.9% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR +5.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 43445

Population: 803

💰 Median Household Income
$93,466
This area
$93,466
State
$68,496
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
25.8%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-9.1%
USA
3.7%
🎓 College Educated
21.6%
This area
21.6%
State
8.4%
USA
33.7%
👤 Median Age
49.2 years
This area
49.2 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 97.2%
Hispanic/Latino 2.8%
Other/Mixed 2.8%
👶 Under 18
15.3%
This area
15.3%
USA
22.0%
👴 65 and Over
14.2%
This area
14.2%
USA
17.3%
📊 Poverty Rate
6.1%
This area
6.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

5 Nearby 2,996 Off-Campus Students
D
Toledo Academy of Beauty Culture-East
106 students · 9.7 mi
C
Owens Community College
7,762 students · 12.6 mi
D
Davis College
95 students · 13.1 mi
C
Mercy College of Ohio
1,150 students · 14.2 mi
B
Penta County Joint Vocational School
67 students · 14.3 mi

Investor Insight: With 2,996 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Martin, OH stack up for property investment?

Yes - Martin, OH a 3.0/5 investability score. With $230K home prices against $1,080/mo monthly rent, the market delivers a reasonable entry point for new investors.

Are tenants stable in Martin, OH?

Working renters make up the core of the Martin, OH tenant base. The pool is reasonable for investors targeting long-term holds.

How much is rent in Martin, OH?

Martin, OH rentals go for roughly $1,080/mo a month. That puts gross yield in solid territory relative to $230K acquisition costs.

Is Martin, OH a good market for FHA house hackers?

Martin, OH offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,080/mo rent level.

What real estate strategy is ideal for Martin, OH?

For Martin, OH, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

You know 43445 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 43445 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 43445 ranks in Toledo, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
🤖

AI Market Advisor

Ask questions about investing in 43445 (Martin)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 43445 (Martin, OH).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.