Best ZIP Codes for Cash Flow in Toledo, OH (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 43608 1% rule | Toledo, OH | $49,372 | $1,029 | 16.26% | 3.6% |
| 2 | 43605 1% rule | Toledo, OH | $66,035 | $1,212 | 14.32% | 3.9% |
| 3 | 43609 1% rule | Toledo, OH | $71,291 | $1,086 | 11.88% | 5.3% |
| 4 | 43610 1% rule | Toledo, OH | $62,253 | $909 | 11.39% | 4.2% |
| 5 | 43607 1% rule | Toledo, OH | $80,819 | $1,159 | 11.19% | 6.7% |
| 6 | 43612 | Toledo, OH | $120,910 | $1,093 | 7.05% | 6.7% |
| 7 | 43620 | Toledo, OH | $94,087 | $800 | 6.63% | 0.4% |
| 8 | 43611 | Toledo, OH | $159,186 | $1,256 | 6.15% | 7.0% |
| 9 | 43511 | Custar, OH | $185,221 | $1,449 | 6.10% | 3.3% |
| 10 | 43616 | Oregon, OH | $234,715 | $1,787 | 5.94% | 6.0% |
| 11 | 43437 | Cygnet, OH | $137,737 | $972 | 5.50% | 7.6% |
| 12 | 43615 | Toledo, OH | $183,529 | $1,281 | 5.44% | 5.1% |
| 13 | 45872 | North Baltimore, OH | $140,224 | $945 | 5.26% | -0.5% |
| 14 | 43466 | Wayne, OH | $177,087 | $1,152 | 5.07% | 5.4% |
| 15 | 43560 | Sylvania, OH | $328,923 | $2,092 | 4.96% | 5.4% |
| 16 | 43537 | Maumee, OH | $285,994 | $1,758 | 4.80% | 5.1% |
| 17 | 43613 | Toledo, OH | $162,500 | $1,000 | 4.80% | 6.7% |
| 18 | 43547 | Neapolis, OH | $162,433 | $981 | 4.71% | 2.4% |
| 19 | 43413 | Cygnet, OH | $183,340 | $1,062 | 4.52% | 4.6% |
| 20 | 43606 | Toledo, OH | $197,771 | $1,145 | 4.52% | 6.5% |
| 21 | 43406 | Bradner, OH | $152,778 | $873 | 4.46% | 2.4% |
| 22 | 43412 | Curtice, OH | $208,363 | $1,188 | 4.45% | 4.3% |
| 23 | 44817 | Bloomdale, OH | $170,587 | $972 | 4.44% | 2.1% |
| 24 | 43462 | Rudolph, OH | $170,243 | $963 | 4.41% | 2.6% |
| 25 | 43614 | Toledo, OH | $207,100 | $1,159 | 4.37% | 6.0% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Toledo, OH · Affordable in Toledo, OH · 1% Rule in Toledo, OH
Or see the full Toledo, OH metro profile.