Real Estate Investing in Toledo, Ohio (43610)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lucas County • Population: 4,057 • Data updated: September 2026

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Should you buy in 43610 (Toledo, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (79/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 28.0% of homes vacant — above national norms.
  • Elevated poverty: 25.2% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Toledo, OH (43610)?

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5.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $62,253
Avg Monthly Rent $909
1% Rule ✓ Meets
Median Income $45,444
% Renters 38.5%

Market Analysis: 43610 Toledo

ZIP 43610 offers what many appreciation markets cannot: an affordable basis at $62K and rent support of $909/mo for rehab-driven equity creation in Lucas County.

Flippers and value-add operators have treated 43610 as a working ZIP for a reason. Entry prices around $62K and a deep rental base of 39% renters underpin the exit strategy on both the sale and rent sides.

Across OH, value-add opportunity tends to concentrate where housing stock is older and entry prices are below the state median. ZIP 43610 reports both traits clearly.

Household income in 43610 supports the rent-lift thesis. 4,057 residents, deep working-age cohort, and the kind of tenant profile that responds to upgraded stock.

Value-add plays pencil in 43610 when three things line up: a sub-median purchase, a realistic rehab budget, and a post-rehab rent comp that stands up. All three are present in this ZIP.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Toledo:

B Good
Buy Confidence Score: 73/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.4× the median income
Value Trend
Rising (+7.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Toledo, OH Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Toledo, OH metro data
🏠

Property Strategy for 43610

Which property type performs best in this market?

Best for Cash Flow
3BR
18.1% cap rate
Best for Appreciation
3BR
+9.5% 5yr CAGR
Best Overall Value
3BR
$17,254/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $51,762 $1,300 18.1% +9.5% $17,254
4BR $81,979 $1,360 11.9% +7.6% $20,495

Market Trends

Home Value History (with trend line)

$70K$60K$49K$39K$28K$18KJul 2006Jul 2016Jul 2026

📊 How Does 43610 Compare?

Metric 43610 Toledo Toledo, OH Ohio
Home Value $62,253 $114,691 N/A $237,530
5-Year CAGR 4.2% 5.0% N/A 7.4%
Avg Rent $909 $1,123 N/A -
Cap Rate 11.4% 8.7% - -
💡 Why Invest in 43610? Click to expand

This ZIP code meets the 1% rule with rent at $909/mo on homes averaging $62,253 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

A healthy rental market with 39% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 43610 (Toledo, OH). Anonymous, moderated, never written by AI.

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Property managers serving Lucas County

Manage rentals here? List your business →

Flex Realty Property Management has been providing high quality and personal property management services in Toledo, Ohio since 1991. summary from their website

Unclaimed — is this your business? Claim it free
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Excellent
Cap Rate
11.4%
Excellent
5yr Growth
+4.2%
Moderate

📉 Market Crash Risk Index

Based on Toledo, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
41%
Days Pending
0/2
30 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $62,253
Monthly Rent $909
Price-to-Rent 5.7:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 17.5%
Cap Rate 11.4%
5-Year IRR 15.6%

📈 Home Appreciation

1-Year +7.3% ▲
3-Year CAGR +11.2% ▲
5-Year CAGR +4.2% ▲
10-Year CAGR +9.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 11.4%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (11.4%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 43610

Population: 4,057

💰 Median Household Income
$45,444
This area
$45,444
State
$68,496
USA
$74,580
🏠 Renter Occupied
38.5%
This area
38.5%
State
25.8%
USA
34.0%
💼 Unemployment Rate
5.0%
This area
5.0%
State
-9.1%
USA
3.7%
🎓 College Educated
18.6%
This area
18.6%
State
8.4%
USA
33.7%
👤 Median Age
41.3 years
This area
41.3 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
28.0%
This area
28.0%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
Black/African American 62.3%
White 32.5%
Other/Mixed 5.2%
Hispanic/Latino 3.1%
👶 Under 18
22.3%
This area
22.3%
USA
22.0%
👴 65 and Over
14.6%
This area
14.6%
USA
17.3%
📊 Poverty Rate
25.2%
This area
25.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 43610

A+ Avg School Grade
2 Schools
14.0:1 Avg Class Size
$20,102 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Glenwood Elementary School

📚 Pre-K – 08 School
👥
285 Students
👨‍🏫
14.3:1 Class Size
💰
$20,102 Per Student
A+ Excellent
👥
263 Students
👨‍🏫
13.8:1 Class Size
💰
$20,102 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Sherman Elementary School

📚 Pre-K – 08 School
📍 817 Sherman St, Toledo
👥
282 Students
👨‍🏫
11.8:1 Class Size
💰
$20,102 Per Student
A+ Excellent

Toledo Public Schools Virtual Academy

📚 03 – 12 High School
📍 1505 Jefferson Ave, Toledo
👥
263 Students
👨‍🏫
12.0:1 Class Size
💰
$20,102 Per Student
A+ Excellent

DeVeaux Elementary School

📚 K – 08 School
📍 2620 W Sylvania Ave, Toledo
👥
453 Students
👨‍🏫
14.6:1 Class Size
💰
$20,102 Per Student
A+ Excellent

Elmhurst Elementary School

📚 K – 08 School
📍 4530 Elmhurst Rd, Toledo
👥
372 Students
👨‍🏫
14.3:1 Class Size
💰
$20,102 Per Student
A+ Excellent

Larchmont Elementary School

📚 K – 08 School
📍 1515 Slater St, Toledo
👥
362 Students
👨‍🏫
12.5:1 Class Size
💰
$20,102 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 4,491 Off-Campus Students
C
Mercy College of Ohio
1,150 students · 1.4 mi
C+
Toledo Public Schools Adult and Continuing Education
33 students · 1.6 mi
D
Davis College
95 students · 2.3 mi
C+
University of Toledo
14,939 students · 3.0 mi
D
Toledo Academy of Beauty Culture-East
106 students · 5.5 mi
C
Paul Mitchell the School-Toledo
169 students · 5.9 mi
C
Owens Community College
7,762 students · 6.3 mi
B
Penta County Joint Vocational School
67 students · 6.5 mi

Investor Insight: With 4,491 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much rent can I charge in Toledo, OH?

Rental rates in Toledo, OH average $909/mo. Tenant demand and $62K home values make the yield look reasonable by investor standards.

Are there BRRRR deals in Toledo, OH?

Investors running BRRRR in Toledo, OH see a strong outcomes. Deal flow and rehab execution matter more than the macro here.

What is the investability score for Toledo, OH?

The 5.0/5 investability rating in Toledo, OH reflects its $62K prices and $909/mo rents. Investors generally consider it a solid option within OH.

What price range are homes in Toledo, OH?

In Toledo, OH the median home value sits at $62K. Against the broader OH market, that reads as reasonable for most investors.

Can owner-occupants cash flow in Toledo, OH?

The house hack math an attractive in Toledo, OH. Owner-occupant buyers benefit from the $909/mo rents and $62K home values.

You know 43610 now. You don’t know where it ranks.

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How 43610 ranks in Toledo, OH

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Cash Flow → Appreciation → Affordable → 1% Rule →
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