Real Estate Investing in Toledo, Ohio (43612)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 43612 (Toledo, OH)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 10.3% vacancy may signal weakening demand.
What’s happening in Toledo, OH (43612)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 43612 Toledo
The 43612 ZIP covers a section of Toledo that demands careful diligence. Prices near $121K look accessible, but the work to make a deal cash flow is real.
The 43612 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Toledo have seen price recovery that 43612 has not matched. Lucas County data supports the view that the spread is structural rather than temporary.
Demographically, 43612 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
New investors are better served looking at Toledo's stable or hybrid ZIPs before stepping into 43612. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Toledo:
Property Strategy for 43612
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $96,288 | $1,130 | 8.4% | +11.5% | $48,144 |
| 3BR | $121,166 | $1,450 | 8.6% | +9.2% | $40,389 |
| 4BR | $138,436 | $1,530 | 8.0% | +7.8% | $34,609 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 43612 Compare?
| Metric | 43612 | Toledo | Toledo, OH | Ohio |
|---|---|---|---|---|
| Home Value | $120,910 | $114,691 | N/A | $237,530 |
| 5-Year CAGR | 6.7% | 5.0% | N/A | 7.4% |
| Avg Rent | $1,093 | $1,123 | N/A | - |
| Cap Rate | 7.1% | 8.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 43612 (Toledo, OH). Anonymous, moderated, never written by AI.
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Property managers serving Lucas County
Manage rentals here? List your business →Flex Realty Property Management has been providing high quality and personal property management services in Toledo, Ohio since 1991. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $120,910 |
| Monthly Rent | $1,093 |
| Price-to-Rent | 9.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 10.9% |
| Cap Rate | 7.1% |
| 5-Year IRR | 13.8% |
📈 Home Appreciation
| 1-Year | +7.0% ▲ |
| 3-Year CAGR | +7.3% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | +9.2% ▲ |
🏠 Rent Trends
| 1-Year | +16.2% ▲ |
| 3-Year CAGR | +8.3% ▲ |
| 5-Year CAGR | +9.0% ▲ |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.1%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 43612
Population: 28,231
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 43612
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Sherman Elementary School
DeVeaux Elementary School
Elmhurst Elementary School
Toledo Technology Academy High School
Woodward High School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,495 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Toledo in OH worth investing in?
Toledo, OH scores 3.0/5 for investability. Home values sit at $121K and rents near $1,093/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Are rents high in Toledo, OH?
Rental rates in Toledo, OH average $1,093/mo. Tenant demand and $121K home values make the yield look reasonable by investor standards.
What approach is best for Toledo, OH real estate?
For Toledo, OH, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
How landlord-friendly is Toledo, OH?
OH law landlord-friendly for landlords, and Toledo inherits those rules. Investors should still review local ordinances for rental licensing.
How tight is the rental market in Toledo, OH?
Toledo, OH sees elevated vacancy, which is reasonable relative to the broader OH rental market.
You know 43612 now. You don’t know where it ranks.
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How 43612 ranks in Toledo, OH
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