Real Estate Investing in Lambertville, Michigan (48144)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monroe County • Population: 10,275 • Data updated: September 2026

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Should you buy in 48144 (Lambertville, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lambertville, MI (48144)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $314,987
Avg Monthly Rent $1,224
1% Rule ✗ Does Not Meet
Median Income $98,455
% Renters 7.1%

Market Analysis: 48144 Lambertville

The 48144 ZIP covers a section of Lambertville that demands careful diligence. Prices near $315K look accessible, but the work to make a deal cash flow is real.

The investment case in 48144 is significant only for operators who understand what they are buying. A $315K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader MI picture, 48144 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

A significant renter share of 7% in 48144 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. substantial returns are possible in 48144, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lambertville:

B Good
Buy Confidence Score: 76/100
Affordability
20/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+7.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,224/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Monroe, MI Metro Area
Even conditions for buyers and sellers
33 days
Average time to sell
Average
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Monroe, MI metro data
🏠

Property Strategy for 48144

Which property type performs best in this market?

Best for Cash Flow
4BR
4.4% cap rate
Best for Appreciation
2BR
+7.6% 5yr CAGR
Best Overall Value
5BR
$84,297/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $222,741 $1,360 4.4% +7.6% $111,371
3BR $274,568 $1,650 4.3% +7.0% $91,523
4BR $359,045 $2,200 4.4% +6.8% $89,761
5BR $421,483 +6.1% $84,297

Market Trends

Home Value History (with trend line)

$328K$289K$250K$211K$172K$133KJul 2006Jul 2016Jul 2026

📊 How Does 48144 Compare?

Metric 48144 Lambertville Monroe, MI Michigan
Home Value $314,987 $314,987 N/A $253,279
5-Year CAGR 5.5% 5.5% N/A 6.8%
Avg Rent $1,224 $1,224 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 48144? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 48144 (Lambertville, MI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+5.5%
Moderate

📉 Market Crash Risk Index

Based on Monroe, MI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
42%
Days Pending
0/2
33 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $314,987
Monthly Rent $1,224
Price-to-Rent 21.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.0%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +7.3% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
1.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 48144

Population: 10,275

💰 Median Household Income
$98,455
This area
$98,455
State
$68,013
USA
$74,580
🏠 Renter Occupied
7.1%
This area
7.1%
State
19.4%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-2.8%
USA
3.7%
🎓 College Educated
31.4%
This area
31.4%
State
16.5%
USA
33.7%
👤 Median Age
46.1 years
This area
46.1 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
1.6%
This area
1.6%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 88.5%
Other/Mixed 9.3%
Hispanic/Latino 3.1%
Black/African American 1.3%
Asian 1.0%
👶 Under 18
19.9%
This area
19.9%
USA
22.0%
👴 65 and Over
24.9%
This area
24.9%
USA
17.3%
📊 Poverty Rate
5.8%
This area
5.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 48144

B Avg School Grade
3 Schools
16.8:1 Avg Class Size
$14,143 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Douglas Road Elementary School

📚 K – 05 Elementary
👥
571 Students
👨‍🏫
17.8:1 Class Size
💰
$14,946 Per Student
B Good

Monroe Road Elementary School

📚 Pre-K – 05 Elementary
👥
610 Students
👨‍🏫
19.0:1 Class Size
💰
$14,946 Per Student
C+ Average

New Bedford Academy

📚 Pre-K – 08 School Charter
👥
82 Students
👨‍🏫
13.7:1 Class Size
💰
$12,537 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,495 Off-Campus Students
C
Paul Mitchell the School-Toledo
169 students · 3.8 mi
D
Ross College-Sylvania
1,273 students · 3.8 mi
D
Lourdes University
1,014 students · 5.0 mi
C+
Toledo Public Schools Adult and Continuing Education
33 students · 5.3 mi
C+
University of Toledo
14,939 students · 6.4 mi
C
Salon Institute-Toledo Campus
152 students · 6.5 mi
C
Mercy College of Ohio
1,150 students · 7.6 mi
D
Davis College
95 students · 8.5 mi

Investor Insight: With 1,495 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Where do home prices stand in Lambertville, MI?

Lambertville, MI home values average about $315K. That price point suits investors targeting rentals with $1,224/mo in monthly income.

How strong is the working-renter base in Lambertville, MI?

Tenant demand in Lambertville, MI is solid. The local workforce $1,224/mo rents across most rental classes.

How viable is house hacking in Lambertville, MI?

House hacking in Lambertville, MI is a challenging. With home values around $315K and rents at $1,224/mo, owner-occupants can offset a meaningful share of PITI.

Is Lambertville, MI good for landlords?

For rental operators, Lambertville, MI rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What do rentals go for in Lambertville, MI?

Rental rates in Lambertville, MI average $1,224/mo. Tenant demand and $315K home values make the yield look reasonable by investor standards.

You know 48144 now. You don’t know where it ranks.

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How 48144 ranks in Monroe, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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