Real Estate Investing in Bloomdale, Ohio (44817)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wood County • Population: 1,606 • Data updated: September 2026

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Should you buy in 44817 (Bloomdale, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bloomdale, OH (44817)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $170,587
Avg Monthly Rent $972
1% Rule ✗ Does Not Meet
Median Income $74,375
% Renters 14.5%

Market Analysis: 44817 Bloomdale

Put differently, ZIP 44817 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $171K median. It rewards specialists, not generalists.

For an experienced owner, 44817 can be a a solid fit for hunting ground — but the discount at $171K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Bloomdale have seen price recovery that 44817 has not matched. Wood County data supports the view that the spread is structural rather than temporary.

Employment concentration in 44817 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bloomdale:

C+ Average
Buy Confidence Score: 69/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.3× the median income
Value Trend
Rising (+8.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $972/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Toledo, OH Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Toledo, OH metro data
🏠

Property Strategy for 44817

Which property type performs best in this market?

Best for Cash Flow
4BR
5.4% cap rate
Best for Appreciation
4BR
+6.5% 5yr CAGR
Best Overall Value
4BR
$49,355/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $192,916 $1,390 5.2% +5.8% $64,305
4BR $197,421 $1,480 5.4% +6.5% $49,355

Market Trends

Home Value History (with trend line)

$180K$159K$138K$118K$97K$77KJul 2006Jul 2016Jul 2026

📊 How Does 44817 Compare?

Metric 44817 Bloomdale Toledo, OH Ohio
Home Value $170,587 $170,587 N/A $237,530
5-Year CAGR 2.1% 2.1% N/A 7.4%
Avg Rent $972 $972 N/A -
Cap Rate 4.4% 4.4% - -
💡 Why Invest in 44817? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 44817 (Bloomdale, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
+2.1%
Slow

📉 Market Crash Risk Index

Based on Toledo, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
41%
Days Pending
0/2
30 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $170,587
Monthly Rent $972
Price-to-Rent 14.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.8%
Cap Rate 4.4%
5-Year IRR 6.6%

📈 Home Appreciation

1-Year +8.0% ▲
3-Year CAGR +2.3% ▲
5-Year CAGR +2.1% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 44817

Population: 1,606

💰 Median Household Income
$74,375
This area
$74,375
State
$68,496
USA
$74,580
🏠 Renter Occupied
14.5%
This area
14.5%
State
25.8%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-9.1%
USA
3.7%
🎓 College Educated
26.9%
This area
26.9%
State
8.4%
USA
33.7%
👤 Median Age
42.5 years
This area
42.5 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.1%
This area
4.1%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 86.2%
Other/Mixed 13.2%
Hispanic/Latino 8.1%
Black/African American 0.4%
Asian 0.2%
👶 Under 18
24.8%
This area
24.8%
USA
22.0%
👴 65 and Over
10.8%
This area
10.8%
USA
17.3%
📊 Poverty Rate
3.8%
This area
3.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 44817

B+ Avg School Grade
3 Schools
15.5:1 Avg Class Size
$15,831 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Elmwood High School

📚 09 – 12 High School
👥
321 Students
👨‍🏫
13.5:1 Class Size
💰
$15,831 Per Student
B+ Above Average

Elmwood Elementary School

📚 Pre-K – 04 Elementary
👥
484 Students
👨‍🏫
17.2:1 Class Size
💰
$15,831 Per Student
B+ Above Average

Elmwood Middle School

📚 05 – 08 School
👥
354 Students
👨‍🏫
15.8:1 Class Size
💰
$15,831 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 442 Off-Campus Students
C
The University of Findlay
5,057 students · 11.4 mi
D
Winebrenner Theological Seminary
125 students · 11.5 mi
C+
Bowling Green State University-Main Campus
17,027 students · 13.2 mi

Frequently Asked Questions

Is vacancy a concern in Bloomdale, OH?

Expect elevated vacancy in Bloomdale, OH. Rents at $972/mo are absorbed by the tenant base without meaningful lag.

Are renters plentiful in Bloomdale, OH?

Bloomdale, OH draws a consistent base of working renters. Demand at the $972/mo rent level is reasonable for standard single-family and small multi rentals.

Does Bloomdale, OH make sense for an investment property?

The 3.0/5 investability rating in Bloomdale, OH reflects its $171K prices and $972/mo rents. Investors generally consider it a solid option within OH.

Are landlord laws favorable in Bloomdale, OH?

Rental owners in Bloomdale, OH deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How should investors approach Bloomdale, OH?

Most investors in Bloomdale, OH run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

You know 44817 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 44817 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 44817 ranks in Toledo, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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